903 Old Mountain Rd, Penhook, VA 24137 Property Records

Franklin County property record for 903 Old Mountain Rd, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 4,976 sqft · built 1914
Lot Size	0.919 acres (40,032 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2024)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`067 00-050 03`

Property Details

APN / Parcel Number

Primary APN	`067 00-050 03`
Alternative APN	`21809`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,976 sqft Living Area
Gross Area	6,212 sqft
1st Floor Area	1,856 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,032 sqft (0.919 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21809
Street Address	903 OLD MOUNTAIN RD
City	PENHOOK
State	VA
Zip	24137-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	RT 645
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	2
Census Block	2010
Census Tract	20102

Owner

Source: Franklin County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	397 FAIRLEA LN, MONROE, VA 24574-2504
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 16, 2024	Special Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 29, 2023	Trustee's Deed, Foreclosure
Jul 9, 2018	Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK
Sep 13, 2017	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	20242822
Deed Book / Page	1213 / 585
Prior Transfer Date	Jun 28, 2023
Prior Transfer Doc	0012002163
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	903 OLD MOUNTAIN RD, PENHOOK, VA 24137-3554
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 OLD MOUNTAIN RD, PENHOOK, VA 24137-3554

Mortgage

Document Number	0012352931
Date	Oct 14, 2025
Book Page	1235/2931
Instrument	250006663

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 16, 2024
Property Address	903 OLD MOUNTAIN RD, PENHOOK, VA 24137-3554
Document Number	0012130585
Book / Page	1213 / 585
Map Reference	MB 556 PG 1313
Instrument Date	Apr 30, 2024
Instrument	240002822
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	903 OLD MOUNTAIN RD, PENHOOK, VA 24137-3554

Mortgage

Document Number	0240002823
Date	May 16, 2024
Instrument	240002823

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2039

June 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 29, 2023
Property Address	903 OLD MOUNTAIN RD, PENHOOK, VA 24137-3554
Document Number	0012002163
Book / Page	1200 / 2163
Map Reference	MB 556 PG 1313
Instrument Date	May 31, 2023
Instrument	230003667
Transaction Type	Foreclosure
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$123.75
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 9, 2018
Property Address	903 OLD MOUNTAIN RD, PENHOOK, VA 24137-3554
Document Number	0011101287
Book / Page	001110 / 001287
Instrument Date	Jul 6, 2018
Instrument	4205
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 OLD MOUNTAIN RD PENHOOK VA 241373554, PENHOOK, VA 24137-3554

Mortgage

Document Number	11101290
Date	Jul 9, 2018
Book Page	001110/001290
Instrument	4206

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN VA
Recording Date	Sep 13, 2017
Property Address	903 OLD MOUNTAIN RD, PENHOOK, VA 24137-3554
Document Number	0010972680
Book / Page	001097 / 002680
Instrument Date	Sep 11, 2017
Instrument	5758
Transaction Type	Foreclosure
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	549 MAIN ST DANVILLE VA 245411317, DANVILLE, VA 24541-1317
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,470.00 (-2.58%)	$342,000 (+38.24%) Land $32,000 Building $310,000	$342,000 (+38.24%) Land $32,000 Building $310,000
2023	$1,509.00	$247,400 (-) Land $25,000 Building $222,400	$247,400 (-) Land $25,000 Building $222,400
2022		$247,400 Land $25,000 Building $222,400	$247,400 Land $25,000 Building $222,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

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