903 Oak St, Valparaiso, IN 46383 Property Records

Porter County property record for 903 Oak St, Valparaiso, IN 46383

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,680 sqft · built 1911
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,859 (2024)
Deeds & Mortgages	May 2024 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-09-24-277-030.000-004`

Property Details

APN / Parcel Number

Primary APN	`64-09-24-277-030.000-004`
Alternative APNs	`01000001585` `01000517000` `00000982500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Basement Area	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1995
Architectural Style	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	00000982500
Old Parcel Number	01000517000
Street Address	903 OAK ST
City	VALPARAISO
State	IN
Zip	46383-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANTAS SUB S132 W1/2 LOT 6 BLK B
Legal Subdivision	BANTAS SUB
Legal Block	B
Legal Lot Number	6
Jurisdiction	PORTER IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2013
Census Tract	50801

Owner

Source: Porter County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 OAK ST, VALPARAISO, IN 46383-5045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Mar 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2008
Deed Sale	Nov 12, 2008
Prior Sale	Sep 28, 2007
Deed Document Number	0000028893
Last Transfer Date	Mar 6, 2018
Transfer Doc	0000004893
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	903 OAK ST, VALPARAISO, IN 46383-5045
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 OAK ST, VALPARAISO, IN 46383-5045

Mortgage

Document Number	0000007336
Date	May 7, 2024
Instrument	2024-007336

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	903 OAK ST, VALPARAISO, IN 46383-5045
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011341
Date	Jul 21, 2023
Instrument	2023-011341

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	145 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PORTER IN
Recording Date	Mar 6, 2018
Property Address	903 OAK ST, VALPARAISO, IN 46383-5045
Document Number	0000004893
Instrument Date	Feb 26, 2018
Instrument	2018-004893
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 OAK ST, VALPARAISO, IN 46383-5045

Mortgage

Document Number	0000004894
Date	Mar 6, 2018
Instrument	2018-004894

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Center Township
Municipality	Valparaiso City
Unified School District	Valparaiso Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,700 (+66.86%) Land $43,600 Building $278,100	$321,700 (+66.86%) Land $43,600 Building $278,100
2024	$1,859.00 (+23.93%)
2023	$1,500.00 (+5.49%)	$192,800 Land $36,300 Building $156,500	$192,800 Land $36,300 Building $156,500
2022	$1,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: NITCO, Verizon.

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