903 Oak St, Port Huron, MI 48060 Property Records

St. Clair County property record for 903 Oak St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,094 sqft · built 1903
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2026)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-0138-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-0138-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	1,094 sqft
Basement Area	894 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	124 ft deep x 55 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	903 OAK ST
City	PORT HURON
State	MI
Zip	48060-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 BLK 11 WHITE PLAT
Legal Block	11
Legal Lot Number	15
Legal Unit	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3006
Census Tract	621000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2106 CHURCH ST, PORT HURON, MI 48060-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT MORTGAGE
May 16, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	202612327
Deed Book / Page	5935 / 96
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 17, 2026
Property Address	903 OAK ST, PORT HURON, MI 48060-5856
Document Number	0000012327
Book / Page	5935 / 96
Instrument Date	Jun 12, 2026
Instrument	202612327
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	USA TRUST TITLE, TRUST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 CHURCH ST, PORT HURON, MI 48060-2748

Mortgage

Document Number	0000012272,
Date	Jun 17, 2026
Instrument	202612272

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0005934743,
Date	Jun 16, 2026
Book Page	5934/743
Instrument	202612273

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 16, 2018
Property Address	903 OAK ST, PORT HURON, MI 48060-5856
Document Number	0004946444
Book / Page	4946 / 444
Map Reference	LBB PG14
Instrument Date	Apr 2, 2018
Instrument	2018011475
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ABACUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3908 STATE RD, 3908, GRAND RAPIDS, MI 49546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 OAK ST, PORT HURON, MI 48060-5856

Mortgage

Document Number	2018011476
Date	May 16, 2018
Instrument	2018011476

Lender

Name	AMERICAN FINANCIAL RESOURCES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,500 (+5.68%)	$119,000 (+5.68%)
2025	$1,596.00 (+13.68%) Homeowner's exemption	$56,300 (+21.34%)
2024	$1,404.00 (+34.35%)		$112,600 (+21.34%)
2023		$46,400
2022	$1,045.00		$92,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures