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903 Nardo Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 903 Nardo Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1972
Square Footage936 sqft Living Area
Lot Size7,885 sqft (0.181 acres)
OccupancyOwner Occupied
Last Sale$776,000 (2020)
Tax Bill$9,478.00 (2025)

Property Details

APN / Parcel Number

Primary APN258-371-04-01
Alternative APN
  • 2583706901

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area936 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleDuplex Single Style
Lot Area7,885 sqft (0.181 acres)
Parking Spaces1 Parking Spaces

Location & Zoning

Old Parcel Number2583706901
Street Address903 NARDO RD
CityENCINITAS
StateCA
Zip92024-3832
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionSEC 15-13-4W US 1 PER DOC03-988859&UND INT IN POR NEQ OF SEQ
Legal Range04W
Legal Township13
Legal Section15
Legal SubdivisionSPATIAL VOLUME
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2001
Census Tract17502

Owner

Source: San Diego County records · APN 258-371-04-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address903 NARDO RD, ENCINITAS, CA 92024-3832
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Aug 06, 2020Grant Deed, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2020 · Amount on Record
Deed SaleAug 06, 2020 · Amount on Record
Prior SaleFeb 27, 2007 · Amount on Record
Deed Doc Number2020437863
Prior Transfer DateJul 09, 2012
Prior Transfer Doc0000456633
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address903 NARDO RD, ENCINITAS, CA 92024-3832
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 NARDO RD, ENCINITAS, CA 92024-3832

Mortgage

Document Number0000359966
DateSep 12, 2022
Instrument2022-0359966
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address903 NARDO RD, ENCINITAS, CA 92024-3832
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 NARDO RD, ENCINITAS, CA 92024-3832

Mortgage

Document Number0000205076
DateMar 16, 2021
Instrument2021-0205076
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 06, 2020
Property Address903 NARDO RD, ENCINITAS, CA 92024-3832
Document Number0000437863
Map ReferenceFILE 2003-0988860
Instrument DateJul 27, 2020
Instrument2020-0437863
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyEQUITY TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address903 NARDO RD, ENCINITAS, CA 92024-3832

Mortgage

Document Number0000437864
DateAug 06, 2020
Instrument2020-0437864
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$856,761 (+2%) Land $654,102 Building $202,659
2025$9,478.00 (+6.64%)$839,963 (+4.04%) Land $641,277 Building $198,686
2023$8,888.00 (+1.73%)$807,348 Land $616,376 Building $190,972
2022$8,737.00

Flood & Wildfire

903 Nardo Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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