903 N Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 903 N Summit Ave, Sioux Falls, SD 57104

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,108 sqft · built 1905
Lot Size0.083 acres (3,607 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Dec 2018)
Tax Bill$1,907 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-17-226-006-000

Property Details

APN / Parcel Number

Primary APN01-22-17-226-006-000
Alternative APN
  • 39507

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,108 sqft Finished Area
Gross Area1,033 sqft
1st Floor Area608 sqft
Upper Floors Area425 sqft
Basement Area608 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,607 sqft (0.083 acres)
Lot Dimensions82 ft deep x 44 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area170 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number39507
Street Address903 N SUMMIT AVE
CitySIOUX FALLS
StateSD
Zip57104-2232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 82 S 44` 7 BLOCK 19 MCCLELLAN`S ADDN TO WEST SIOUX FALLS
Legal SubdivisionMCCLELLAN`S ADDN
Legal Block19
Legal Lot Number7
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group1
Census Block1019
Census Tract201

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address903 N SUMMIT AVE, SIOUX FALLS, SD 57104-2232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed of Trust, Mortgage · Line of Credit
PLAINS COMMERCE BANK
Dec 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2018 · Amount on Record
Deed SaleDec 4, 2018 · Amount on Record
Deed Book / Page586-D / 0683
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address903 N SUMMIT AVE, SIOUX FALLS, SD 57104-2232
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1967MTG/241
DateMar 17, 2023
Book Page1967 MTG/241
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address903 N SUMMIT AVE, SIOUX FALLS, SD 57104-2232
Transaction TypeMortgage
Record UpdatedOct 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1851MTG/0700
DateDec 4, 2018
Book Page1851 MTG/0700
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,907.00$140,700 (+5.63%) Land $14,400 Building $126,300
2024$1,907.00 (+21.85%)$133,200 (+28.82%) Land $14,400 Building $118,800
2022$1,565.00$103,400 Land $11,500 Building $91,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
Midco
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, T-Mobile.

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