Shiawassee County property record for 903 N Chipman St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1890 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Aug 2026) |
| Tax Bill | $2,689 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-603-005-002-00 |
| Primary APN | 050-603-005-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 252 sqft |
| Unfinished Basement | 252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Custom Design |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 903 N CHIPMAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 BLK 5 M L STEWART & CO'S 3RD ADD ALSO ENTIRE ADJ VAC ALLEY |
| Legal Subdivision | STEWART & COS 3RD ADD |
| Legal Block | 5 |
| Legal Lot Number | 1-2 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30400 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9420 E M-21 APT 19, 19, OWOSSO, MI 48866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 10, 2026 | Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Jul 22, 2019 | Warranty Deed, Transfer AMERIFIRST FIN'L CORP |
| Sep 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAFCU |
| Sep 1, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Deed Document Number | 20263405989 |
| Deed Book / Page | 1341 / 375 |
| Prior Transfer Date | Jul 13, 2017 |
| Prior Transfer Doc | 0012370855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 10, 2026 |
| Property Address | 903 N CHIPMAN ST, OWOSSO, MI 48867-2147 |
| Document Number | 0003405989 |
| Book / Page | 1341 / 375 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20263405989 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169,377.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003405989, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 1341/431 |
| Instrument | 20263405989 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 903 N CHIPMAN ST, OWOSSO, MI 48867-2147 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 903 N CHIPMAN ST, OWOSSO, MI 48867-2147 |
| Document Number | 0012850323 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 1285/323 |
| Instrument | 3349112 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 22, 2019 |
| Property Address | 903 N CHIPMAN ST, OWOSSO, MI 48867-2147 |
| Document Number | 0012590208 |
| Book / Page | 001259 / 000208 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 3322772 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $948.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5325 VAN ORDEN RD WEBBERVILLE MI 488929736, WEBBERVILLE, MI 48892-9736 |
| Document Number | 12590209 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 001259/000209 |
| Instrument | 3322773 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49003 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 903 N CHIPMAN ST, OWOSSO, MI 48867-2147 |
| Document Number | 0012380084 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 903 N CHIPMAN ST OWOSSO MI 488672147, OWOSSO, MI 48867-2147 |
| Document Number | 0012380084 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 001238/000084 |
| Instrument | 3301392 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 10, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 1, 2017 |
| Property Address | 903 N CHIPMAN ST, OWOSSO, MI 48867-2147 |
| Document Number | 0012370855 |
| Book / Page | 001237 / 000855 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 3301184 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 N CHIPMAN ST OWOSSO MI 488672147, OWOSSO, MI 48867-2147 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 19, 2017 |
| Property Address | 903 N CHIPMAN ST, OWOSSO, MI 48867-2147 |
| Document Number | 0012340637 |
| Book / Page | 001234 / 000637 |
| Instrument Date | May 10, 2016 |
| Instrument | 3297945 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1812 LAKEVIEW DR BRANDON FL 335116224, BRANDON, FL 33511-6224 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,900 (+13.87%) | $193,800 (+13.87%) | |
| 2025 | $2,689.00 (+4.92%) Homeowner's exemption | $85,100 (+20.71%) | $170,200 (+20.71%) |
| 2024 | $2,563.00 | ||
| 2023 | $2,563.00 Homeowner's exemption | $70,500 | $141,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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