903 N Central Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 903 N Central Ave, Tracy, CA 95376

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,300 sqft · built 1948
Lot Size0.037 acres (1,620 sqft)
OwnerIndividual Name on File
Last Sale$900,000 (Feb 2026)
Tax Bill$4,839 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN235-056-130-000

Property Details

APN / Parcel Number

Primary APN235-056-130-000

Interior

Stories1 Story
Building Area1,300 sqft Total Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2018
Lot Area1,620 sqft (0.037 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address903 N CENTRAL AVE
CityTRACY
StateCA
Zip95376-3912
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code44
Legal DescriptionCITY/MUNI/TWP:TRACY SUBD:CITY OF TRACY MAP REF:MB 235 PG 05
Legal SubdivisionCITY OF TRACY
Legal Block58
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2027
Census Tract5406

Owner

Source: San Joaquin County records · APN 235-056-130-000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4092 GREENOAKS WAY, HAYWARD, CA 94542-1441
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Grant Deed, Transfer · Commercial Mortgage
METROPOLITAN BANK
Dec 20, 2017Grant Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleDec 20, 2017 · Amount on Record
Deed Document Number2026-012940
Record UpdatedJun 08, 2026

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 17, 2026
Property Address903 N CENTRAL AVE, TRACY, CA 95376-3912
Document Number0000012940
Map ReferenceVOL 2 PG 63
Instrument DateFeb 11, 2026
Instrument2026-012940
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4092 GREENOAKS WAY, HAYWARD, CA 94542-1441

Mortgage

Document Number0000012941
DateFeb 17, 2026
Instrument2026-012941
Lender
NameMETROPOLITAN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 20, 2017
Property Address903 N CENTRAL AVE, TRACY, CA 95376-3912
Document Number0000148555
Instrument DateDec 13, 2017
Instrument148555
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$357.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address768 W PERGOLA WAY MOUNTAIN HOUSE CA 953911305, MOUNTAIN HOUSE, CA 95391-1305

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$4,839.00 (+9.65%)$369,790 (+4.04%) Land $113,781 Building $256,009
2023$4,413.00 (+2.44%)$355,432 Land $109,363 Building $246,069
2022$4,308.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Zinnia Networks.

Based on FCC filings for 628 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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