903 Millstone Ct, Bel Air, MD 21014 Property Records

Harford County property record for 903 Millstone Ct, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,484 sqft · built 1989
Lot Size	0.301 acres (13,111 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Dec 2019)
Tax Bill	$5,227 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-232581`

Property Details

APN / Parcel Number

Primary APN	`03-232581`
Alternative APNs	`3232581` `232581`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,484 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,111 sqft (0.301 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	232581
Street Address	903 MILLSTONE CT
City	BEL AIR
State	MD
Zip	21014-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 95 13111 SF 903 MILLSTONE COURT GLENWOOD GARTH PT 59/101
Legal Subdivision	FINAL PLAT I SECTION II GLENWOOD GARTH
Legal Lot Number	95
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1001
Census Tract	303602

Owner

903 Millstone Ct is owned and occupied by two individuals who bought it in December 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 MILLSTONE CT, BEL AIR, MD 21014-5575
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Aug 30, 1993 · Amount on File
Deed Book / Page	13573 / 489
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 3, 2019
Property Address	903 MILLSTONE CT, BEL AIR, MD 21014-5575
Document Number	0135730489
Book / Page	13573 / 0489
Map Reference	MB CGH 59 FO 101
Instrument Date	Nov 29, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REAL ESTATE SETTLEMENTS & ES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 MILLSTONE CT, BEL AIR, MD 21014-5575

Mortgage

Document Number	0013573495
Date	Dec 3, 2019
Instrument	13573/495

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 903 Millstone Ct was $5,227, up 7.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,227.00 (+7.33%)	$479,633	$508,500 Land $111,500 Building $397,000
2025	$4,870.00
2023		$428,533	$465,200 Land $111,500 Building $353,700
2022	$4,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Millstone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2007)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Millstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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