903 Miller Ave, Ames, IA 50014 Property Records

Story County property record for 903 Miller Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,384 sqft · built 2003
Lot Size	0.199 acres (8,670 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2022)
Tax Bill	$4,574 (2025)
Deeds & Mortgages	Jun 2012 Mortgage Oct 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-405-110`

Property Details

APN / Parcel Number

Primary APN	`09-07-405-110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft
Finished Basement	1,100 sqft
Unfinished Basement	1,034 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,670 sqft (0.199 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	903 MILLER AVE
City	AMES
State	IA
Zip	50014-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LONGVIEW SD 1ST ADD LOT:11 AMES
Legal Range	24W
Legal Township	83N
Legal Section	07
Legal Subdivision	LONGVIEW SD 1ST ADD
Legal Lot Number	11
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1019
Census Tract	1303

Owner

903 Miller Ave is owned and occupied by an individual who bought it in June 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	903 MILLER AVE, AMES, IA 50014-6731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 7, 2025	Warranty Deed, Transfer · Line of Credit THE STATE BANK & TRUST CO
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Nov 16, 2015 · Amount on File
Deed Document Number	20225509
Record Updated	Oct 29, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	903 MILLER AVE, AMES, IA 50014-6731
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200006024
Date	Jun 6, 2012
Instrument	2012-00006024

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2027

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 7, 2025
Property Address	903 MILLER AVE, AMES, IA 50014-6731
Document Number	0202508235
Map Reference	MB 11 PG 207
Instrument Date	Sep 15, 2025
Instrument	2025-08235
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 MILLER AVE, AMES, IA 50014-6731

Mortgage

Document Number	0202508236
Date	Oct 7, 2025
Instrument	2025-08236

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 7, 2022
Property Address	903 MILLER AVE, AMES, IA 50014-6731
Document Number	0202205509
Instrument Date	May 29, 2022
Instrument	2022-05509
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 MILLER AVE, AMES, IA 50014-6731

Mortgage

Document Number	0202205510
Date	Jun 7, 2022
Instrument	2022-05510

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 903 Miller Ave was $4,574 with a homeowner's exemption, up 4.8% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,574.00 (+4.76%) Homeowner's exemption	$343,500 Land $60,700 Building $282,800	$343,500 Land $60,700 Building $282,800
2024	$4,366.00
2023		$311,200 Land $58,800 Building $252,400	$311,200 Land $58,800 Building $252,400
2022	$3,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Miller Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Miller Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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