903 Melissa Way, Belgrade, MT 59714 Property Records

Gallatin County property record for 903 Melissa Way, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 2017
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,946 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00REG68833`

Property Details

APN / Parcel Number

Primary APN	`00REG68833`
Alternative APNs	`06-1011-32-3-03-19-0000` `R825869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,453 sqft Living Area
1st Floor Area	1,453 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00REG68833
Street Address	903 MELISSA WAY
City	BELGRADE
State	MT
Zip	59714-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWLARK RANCH SUB 2ND FILING, S32, T01 N, R05 E, BLOCK 3, LOT 10, PLAT J-586
Legal Range	05E
Legal Township	01N
Legal Section	32
Legal Subdivision	MEADOWLARK RANCH SUB 2ND FILING
Legal Block	3
Legal Lot Number	10
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3024
Census Tract	101

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 MELISSA WAY, BELGRADE, MT 59714-9390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 17, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 7, 2017	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO
Oct 26, 2017	Warranty Deed, Transfer · FHA Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017
Deed Sale	Nov 7, 2017
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	20172597845
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	Jun 18, 2026
Property Address	903 MELISSA WAY, BELGRADE, MT 59714-9390
Document Number	0002879604
Instrument Date	Jun 12, 2026
Instrument	20262879604
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 MELISSA WAY, BELGRADE, MT 59714-9390
Investor	Possibly a Property Investor

Mortgage

Document Number	0002879604,
Date	Jun 18, 2026
Instrument	20262879604

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.36%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	903 MELISSA WAY, BELGRADE, MT 59714-9390
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2755628
Date	Oct 21, 2021
Instrument	2755628

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	903 MELISSA WAY, BELGRADE, MT 59714-9390
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2580080
Date	May 17, 2017
Instrument	2580080

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 15, 2017

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	903 MELISSA WAY, BELGRADE, MT 59714-9390
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2697043
Date	Aug 26, 2020
Instrument	2697043

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Nov 7, 2017
Property Address	903 MELISSA WAY, BELGRADE, MT 59714-9390
Document Number	2597845
Map Reference	PL J-586
Instrument Date	Oct 25, 2017
Instrument	2597845
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 NORTH 27TH STREET SUITE 900, 175, WINDOM, MN 56101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 MELISSA WAY, BELGRADE, MT 59714-9390

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 26, 2017
Property Address	903 MELISSA WAY, BELGRADE, MT 59714-9390
Document Number	2596782
Map Reference	PL H-586
Instrument Date	Oct 25, 2017
Instrument	2596782
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 N 27TH ST # ST900, 175, BILLINGS, MT 59101-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 MELISSA WAY, BELGRADE, MT 59714-9390

Mortgage

Document Number	2596783
Date	Oct 26, 2017
Instrument	2596783

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,946.00 (+5.25%)	$541,600 (-)	$541,600 (-) Land $190,497 Building $351,103
2025	$2,799.00 (-37.47%)	$541,600 (+4.92%)	$541,600 (+4.92%) Land $190,497 Building $351,103
2023	$4,476.00	$516,200	$516,200 Land $108,039 Building $408,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Opticom.

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