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903 Main St, Oshkosh, NE 69154 Property Records

Garden County property record for 903 Main St, Oshkosh, NE 69154

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,185 sqft · built 1948
Lot Size0.145 acres (6,305 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Sep 2023)
Tax Bill$942 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2493-00-0-10030-008-0050

Property Details

APN / Parcel Number

Primary APN2493-00-0-10030-008-0050
Alternative APN
  • 350003920

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,185 sqft Living Area
1st Floor Area1,185 sqft
Basement Area825 sqft
Finished Basement825 sqft
Unfinished Basement825 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleBi-Level
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeBlock
Roof MaterialMetal
Lot Area6,305 sqft (0.145 acres)
Lot Dimensions135 ft deep x 46.7 ft wide
Garage TypeAttached
PorchSlab
Porch Area25 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address903 MAIN ST
CityOSHKOSH
StateNE
Zip69154-5026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01-SINGLE
Legal DescriptionN 60' LOT 12 & N 75' LOT 13 BLK 8 BOTT-HART ADD OSHKOSH
Legal SubdivisionBOTTHART ADDITION
Legal Block8
Legal Lot Number12,13
JurisdictionGARDEN NE
Township / Civil DivisionLOST CREEK
Census Block Group2
Census Block2040
Census Tract952100

Owner

Source: Garden County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address903 MAIN ST, OSHKOSH, NE 69154-5026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2023 · Amount on Record
Deed SaleSep 14, 2023 · Amount on Record
Deed Document Number2023298
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARDEN NE
Recording DateSep 14, 2023
Property Address903 MAIN ST, OSHKOSH, NE 69154-5026
Document Number0202300298
Instrument DateSep 1, 2023
Instrument2023-00298
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 MAIN ST, OSHKOSH, NE 69154-5026

Mortgage

Document Number0202300299
DateSep 14, 2023
Instrument2023-00299
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateOct 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.1%
Max Rate10.1%

Tax Assessment & Valuation

Source: Garden County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyGarden County
MunicipalityOshkosh City
Unified School DistrictGarden County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,843 (+17.77%) Land $9,759 Building $93,084$102,843 (+17.77%) Land $9,759 Building $93,084
2025$942.00 (+99.58%)$87,329 (+131.34%) Land $9,759 Building $77,570$87,329 (+131.34%) Land $9,759 Building $77,570
2023$472.00 (-1.67%)$37,750 (-) Land $1,755 Building $35,995$37,750 (-) Land $1,755 Building $35,995
2022$480.00$37,750 Land $1,755 Building $35,995$37,750 Land $1,755 Building $35,995

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2010–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OSHKOSH
serves 809 people · EPA ID NE3106901
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2019
Arsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vistabeam
Fiber · Fixed Wireless		2,000 / 2,000
Windbreak Cable
Cable		1,024 / 30
Nextlink
Fixed Wireless		500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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