Fayette County property record for 903 Main St, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 480 sqft · built 1955 |
| Lot Size | 0.061 acres (2,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,400 (Aug 2023) |
| Tax Bill | $472 (2026) |
| Deeds & Mortgages | Aug 2023 Sale Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814326003 |
| Primary APN | 0814326003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,640 sqft (0.061 acres) |
| Lot Dimensions | 120 ft deep x 22 ft wide |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 903 MAIN ST |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 LOT 5 BLK 1 FORBES ADD |
| Legal Subdivision | FORBES |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 80600 |
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 903 MAIN ST, ELGIN, IA 52141-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Warranty Deed, Transfer |
| Nov 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NATIONAL |
| Mar 29, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on Record |
| Deed Sale | Aug 30, 2023 · Amount on Record |
| Prior Sale | May 9, 2022 · Amount on Record |
| Deed Document Number | 20232266 |
| Prior Transfer Date | Oct 3, 2022 |
| Prior Transfer Doc | 02022/3540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Aug 30, 2023 |
| Property Address | 903 MAIN ST, ELGIN, IA 52141-9622 |
| Document Number | 02023/2266 |
| Book / Page | 2023 / 2266 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023 2266 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $63.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 MAIN ST, ELGIN, IA 52141-9622 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Nov 14, 2022 |
| Property Address | 903 MAIN ST, ELGIN, IA 52141-9622 |
| Document Number | 02022/3540 |
| Book / Page | 2022 / 3540 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-3540 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 301 MAIN ST, ELGIN, IA 52141-9610 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | May 9, 2022 |
| Property Address | 903 MAIN ST, ELGIN, IA 52141-9622 |
| Document Number | 02022/1458 |
| Book / Page | 2022 / 1458 |
| Instrument Date | May 3, 2022 |
| Instrument | 2022-1458 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 301 MAIN ST, ELGIN, IA 52141-9610 |
| Document Number | 02022/1459 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 2022/1459 |
| Instrument | 2022-1459 |
| Name | BANK FIRST NATIONAL |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Mar 29, 2018 |
| Property Address | 903 MAIN ST, ELGIN, IA 52141-9622 |
| Document Number | 002018/789 |
| Book / Page | 2018 / 789 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 000000000789 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 STATE ST, WEST UNION, IA 52175-1134 |
| Investor | Possibly a Property Investor |
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472.00 | $31,930 (-) Land $2,560 Building $29,370 | $31,930 (-) Land $2,560 Building $29,370 |
| 2025 | $472.00 (+7.27%) | $31,930 (+12.67%) Land $2,560 Building $29,370 | $31,930 (+12.67%) Land $2,560 Building $29,370 |
| 2024 | $440.00 (+57.14%) | ||
| 2023 | $28,340 (+25.4%) Land $2,560 Building $25,780 | $28,340 (+25.4%) Land $2,560 Building $25,780 | |
| 2022 | $280.00 | $22,600 Land $2,130 Building $20,470 | |
| 2021 | $22,600 Land $2,130 Building $20,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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