903 Madison St, Frankton, IN 46044 Property Records

Madison County property record for 903 Madison St, Frankton, IN 46044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,287 sqft · built 1899
Lot Size	0.454 acres (19,776 sqft)
Owner	Individual Name on File
Last Sale	$79,500 (Apr 2015)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-08-06-100-320.000-020`

Property Details

APN / Parcel Number

Primary APN	`48-08-06-100-320.000-020`
Alternative APNs	`00001255557` `27201`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	1,287 sqft
Upper Floors Area	392 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	19,776 sqft (0.454 acres)
Lot Dimensions	132 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Patio Area	184 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00001255557
Street Address	903 MADISON ST
City	FRANKTON
State	IN
Zip	46044-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHARPS LOTS 255,255 & 257 (0.454AC)
Legal Subdivision	SHARP ADD
Jurisdiction	MADISON IN
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1015
Census Tract	10900

Owner

903 Madison St is owned and occupied by an individual who acquired it in July 2021.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	903 MADISON ST, FRANKTON, IN 46044-9362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Jul 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2015 · Amount on File
Deed Sale	Apr 20, 2015 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	20155113
Last Transfer Date	Jul 21, 2021
Transfer Doc	2021R13964
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	903 MADISON ST, FRANKTON, IN 46044-9362
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00927
Date	Jan 22, 2024
Instrument	2024R00927

Lender

Name	LOWER LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	903 MADISON ST, FRANKTON, IN 46044-9362
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R10514
Date	Jun 8, 2021
Instrument	2021R10514

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IN
Recording Date	Jul 23, 2021
Property Address	903 MADISON ST, FRANKTON, IN 46044-9362
Document Number	2021R13964
Map Reference	BK 5 PG 51
Instrument Date	Jul 21, 2021
Instrument	2021R13964
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 MADISON ST, FRANKTON, IN 46044-9362

Tax Assessment & Valuation

The 2025 property tax bill for 903 Madison St was $1,244 with a homeowner's exemption, up 25.5% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Lafayette Township
Municipality	Frankton Town
Unified School District	Frankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,244.00 (+25.53%) Homeowner's exemption	$138,300 Land $26,000 Building $112,300	$138,300 Land $26,000 Building $112,300
2024	$991.00
2023		$93,100 (+6.4%) Land $24,800 Building $68,300	$93,100 (+6.4%) Land $24,800 Building $68,300
2022	$829.00	$87,500 Land $23,300 Building $64,200	$87,500 Land $23,300 Building $64,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKTON WATER WORKS serves 1,800 people · EPA ID IN5248008
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberHawk Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Nextlink.

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