903 Kersey Rd, Silver Spring, MD 20902 Property Records

Montgomery County property record for 903 Kersey Rd, Silver Spring, MD 20902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,020 sqft · built 1963
Lot Size	0.239 acres (10,421 sqft)
Owner	2 Individual Names on File
Last Sale	$444,000 (Jun 2018)
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01324254`

Property Details

APN / Parcel Number

Primary APN	`13-01324254`
Alternative APN	`01324254`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	1,390 sqft
Basement Area	630 sqft
Finished Basement	630 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,421 sqft (0.239 acres)
Porch	Open Porch
Porch Area	60 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01324254
Street Address	903 KERSEY RD
City	SILVER SPRING
State	MD
Zip	20902-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEMP MILL EST
Legal Subdivision	KEMP MILL ESTATES
Legal Block	45
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3006
Census Tract	703208

Owner

Source: Montgomery County records · APN 13-01324254

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	903 KERSEY RD, SILVER SPRING, MD 20902-3005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Dec 11, 2001
Deed Book / Page	56149 / 414
Last Transfer Date	Jan 19, 2021
Transfer Doc	0622960300
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 23, 2021
Property Address	903 KERSEY RD, SILVER SPRING, MD 20902-3005
Document Number	0622960300
Book / Page	62296 / 300
Map Reference	MB 56 PL 6411
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	Oct 04, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	903 KERSEY RD, SILVER SPRING, MD 20902-3005

Mortgage

Document Number	0062296306
Date	Mar 23, 2021
Instrument	62296/306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 12, 2018
Property Address	903 KERSEY RD, SILVER SPRING, MD 20902-3005
Document Number	0561490414
Book / Page	056149 / 000414
Instrument Date	May 17, 2018
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	PRESIDENTIAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 KERSEY RD SILVER SPRING MD 209023005, SILVER SPRING, MD 20902-3005

Mortgage

Document Number	561490420
Date	Jun 12, 2018
Book Page	056149/000420

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,267 (+8.78%)	$600,800 (+26.35%) Land $227,700 Building $373,100
2025	$6,292.00 (+7.19%)	$475,500 (+13.91%) Land $227,700 Building $247,800	$475,500 (-) Land $227,700 Building $247,800
2024	$5,870.00 (+38.22%)
2023		$417,433	$475,500 Land $227,700 Building $247,800
2022	$4,247.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1996–2015)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Jun 2015, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 376 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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