903 Kelly Ave NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 903 Kelly Ave NE, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Lot Size	0.259 acres (11,320 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Sep 2019)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Mortgage + 5 more
APN	`39130300015000`

Property Details

APN / Parcel Number

Primary APN	`39130300015000`

Exterior

Lot Area	11,320 sqft (0.259 acres)

Location & Zoning

Street Address	903 KELLY AVE NE
City	DEVILS LAKE
State	ND
Zip	58301-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 6 1/4' OF LOT 6 & LOTS 7, 8 & 9 BLK 9 M & L 3RD ADD
Legal Subdivision	M & L 3RD ADDITION
Legal Block	9
Legal Lot Number	6-9
Jurisdiction	RAMSEY ND
Township / Civil Division	DEVILS LAKE
Census Block Group	4
Census Block	4006
Census Tract	957800

Owner

Source: Ramsey County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Oct 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Feb 1, 2008	Deed of Trust, Mortgage GATE CITY BANK
Jul 10, 2009	Deed of Trust, Mortgage GATE CITY BANK
Aug 9, 2013	Deed of Trust, Mortgage GATE CITY BANK
Sep 9, 2019	Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK
Sep 9, 2019	Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	2019272889
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Recording Date	Jul 6, 2026
Property Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603
Document Number	0000287180
Instrument Date	Jun 16, 2026
Instrument	2026287180
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603

Mortgage

Document Number	0000287180,
Date	Jul 6, 2026
Instrument	2026287180

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000281885
Date	Oct 31, 2023
Instrument	281885

Lender

Name	GATE CITY BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2043

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242511
Date	Feb 1, 2008
Instrument	242511

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2023

Interest

Rate Type	Adjustable Rate

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246227
Date	Jul 10, 2009
Instrument	246227

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Apr 3, 2024

Interest

Rate Type	Adjustable Rate

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257612
Date	Aug 9, 2013
Instrument	257612

Lender

Name	GATE CITY BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2028

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Sep 9, 2019
Property Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603
Document Number	272889
Instrument Date	Sep 5, 2019
Instrument	272889
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603

Mortgage

Document Number	272890
Date	Sep 9, 2019
Instrument	272890

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Sep 9, 2019
Property Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603
Document Number	0000272889
Instrument Date	Sep 5, 2019
Instrument	272889
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 KELLY AVE NE, DEVILS LAKE, ND 58301-5603

Mortgage

Document Number	0000272890
Date	Sep 9, 2019
Instrument	272890

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
Municipality	Devils Lake City
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,237.00 (-43.44%)	$69,750 (+17.23%) Land $8,600 Building $61,150	$139,500 (+17.23%) Land $17,200 Building $122,300
2024	$2,187.00 (+21.64%)
2023	$1,798.00	$59,500 Land $8,550 Building $50,950	$119,000 Land $17,100 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1995–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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