903 Joan Dr, Sultan, WA 98294 Property Records

Snohomish County property record for 903 Joan Dr, Sultan, WA 98294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,355 sqft · built 2020
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$439,950 (May 2020)
Tax Bill	$5,254 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1831-000-024-00`

Property Details

APN / Parcel Number

Primary APN	`1831-000-024-00`
Alternative APNs	`011831-000-024-00` `4428379`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,355 sqft Living Area
Gross Area	2,966 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4428379
Street Address	903 JOAN DR
City	SULTAN
State	WA
Zip	98294-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	SECTION 32 TOWNSHIP 28 RANGE 08 QUARTER SE CASCADE BREEZE BLK000 D-00 LOT 24
Legal Range	08
Legal Township	28
Legal Section	32
Legal Subdivision	CASCADE BREEZE
Legal Block	000 D
Legal Lot Number	24
Jurisdiction	SNOHOMISH WA
Township / Civil Division	SULTAN
Census Block Group	4
Census Block	4009
Census Tract	53802

Owner

903 Joan Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Snohomish County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 JOAN DR, SULTAN, WA 98294-7800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
May 21, 2020	Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on File
Deed Sale	May 21, 2020 · Amount on File
Deed Document Number	2020137
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	903 JOAN DR, SULTAN, WA 98294-7800
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 JOAN DR, SULTAN, WA 98294-7800
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000255
Date	Nov 6, 2025
Instrument	202511060255

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	May 21, 2020
Property Address	903 JOAN DR, SULTAN, WA 98294-7800
Document Number	0000000137
Instrument Date	May 15, 2020
Instrument	202005210137
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,044.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	903 JOAN DR SULTAN WA 982947800, SULTAN, WA 98294-7800

Mortgage

Document Number	138
Date	May 21, 2020
Instrument	202005210138

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 903 Joan Dr was $5,254.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Sultan City
Unified School District	Sultan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,254.00	$595,300 Land $211,000 Building $384,300	$595,300 Land $211,000 Building $384,300
2023	$4,538.00	$575,500 Land $200,000 Building $375,500	$575,500 Land $200,000 Building $375,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Joan Dr in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	95 (1980–2025)
Claims Outside the SFHA	2 of 95
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Nov 2006 · 22 claims Severe Storms, High Wind, And Flooding, Dec 1995 · 10 claims Severe Storms & Flooding, Nov 1990 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Joan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SULTAN WATER DEPARTMENT serves 8,424 people · EPA ID WA5384770
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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