903 Jacobs Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 903 Jacobs Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,911 sqft · built 1959
Lot Size	0.208 acres (9,047 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Aug 2023)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227460A000`

Property Details

APN / Parcel Number

Primary APN	`227460A000`
Alternative APN	`2-051B-4080-00-0186.0000000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,911 sqft Living Area
Gross Area	2,223 sqft
1st Floor Area	1,911 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,047 sqft (0.208 acres)
Lot Dimensions	109 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	227460A000
Street Address	903 JACOBS LN
City	O FALLON
State	MO
Zip	63366-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 186
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	186
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3011
Census Tract	311602

Owner

Source: St. Charles County records · APN 227460A000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	903 JACOBS LN, O FALLON, MO 63366-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	202334062
Last Transfer Date	Jul 15, 2024
Transfer Doc	0000028289
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 23, 2023
Property Address	903 JACOBS LN, O FALLON, MO 63366-1734
Document Number	0000034062
Map Reference	MB 7 PG 27-29
Instrument Date	Aug 23, 2023
Instrument	2023R-034062
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4438 SPOTTED FAWN CT, WENTZVILLE, MO 63385-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 JACOS LANE, O FALLON, MO 63366-1734

Mortgage

Document Number	0000034063
Date	Aug 23, 2023
Instrument	2023R-034063

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,861 (-)	$209,796 (-) Land $40,000 Building $169,796
2025	$2,576.00	$39,861 (+13.09%)	$209,796 (+13.09%) Land $40,000 Building $169,796
2023		$35,248
2022			$185,511 Land $40,000 Building $145,511

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 555 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OFALLON PWS serves 32,515 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.