903 Hwy Y, O Fallon, MO 63366 Property Records

St. Charles County property record for 903 Hwy Y, O Fallon, MO 63366

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 3 ba · 6,461 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on File
Tax Bill	$7,024 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T990300058`

Property Details

APN / Parcel Number

Primary APN	`T990300058`
Alternative APN	`2-0013-S031-00-0001.0111000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	6,461 sqft Gross Area
1st Floor Area	3,533 sqft
Basement Area	2,238 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,068 sqft
Patio Area	1,040 sqft

Utilities, Heating & Cooling

Heating Fuel	Solar

Location & Zoning

Account Number	T990300058
Street Address	903 HIGHWAY Y
City	O FALLON
State	MO
Zip	63366-5206
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SW 1/4 SEC 31
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2011
Census Tract	312001

Owner

903 Hwy Y, an agricultural property, is owned by a company that acquired it in February 2020.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	Company Name on File
Mailing Address	903 HIGHWAY Y, O FALLON, MO 63366-5206
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE
Dec 15, 2020	Deed of Trust, Mortgage US BK
Mar 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2007
Deed Sale	May 21, 2007
Deed Document Number	2007417490
Deed Book / Page	4757 / 1251
Last Transfer Date	Feb 10, 2020
Transfer Doc	0072401273
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	903 HIGHWAY Y, O FALLON, MO 63366-5206
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 HIGHWAY Y, O FALLON, MO 63366-5206

Mortgage

Document Number	0000038202
Date	Sep 18, 2023
Instrument	2023R-038202

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	903 HIGHWAY Y, O FALLON, MO 63366-5206
Document Number	0000102384
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	903 HIGHWAY Y ST PAUL MO 633665206, ST PAUL, MO 63366-5206

Mortgage

Document Number	0000102384
Date	Dec 29, 2020
Instrument	102384

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 28, 2035

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2020
Property Address	903 HIGHWAY Y, O FALLON, MO 63366-5206
Document Number	0072401273
Book / Page	007240 / 001273
Instrument Date	Feb 10, 2020
Instrument	127900
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	903 HIGHWAY Y O FALLON MO 633665206, O FALLON, MO 63366-5206

Tax Assessment & Valuation

The 2025 property tax bill for 903 Hwy Y was $7,024, up 4.6% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,024.00 (+4.62%)	$115,211	$644,203 Land $65,950 Building $578,253
2024	$6,714.00
2023		$107,063
2022			$600,297 Land $65,950 Building $534,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Hwy Y in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Hwy Y is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Wisper ISP.

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