903 Holly St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 903 Holly St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 2001
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,000 (Sep 2026)
Tax Bill	$2,434 (2026)
Deeds & Mortgages	Sep 2026 Sale & Construction Loan Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988316746504`

Property Details

APN / Parcel Number

Primary APN	`988316746504`
Alternative APN	`004796000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,208 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,000 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988316746504
Street Address	903 HOLLY ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1B BLK: 6 SEC: PL: E SL: 373
Legal Subdivision	KILL DEVIL BEACH EXTENDED
Legal Block	6
Legal Lot Number	1B
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1038
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17013 WESTERVELT CT, MOSELEY, VA 23120-1712
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK MORTGAGE
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Apr 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Jun 23, 2023 · Amount on Record
Deed Document Number	2026700163613
Deed Book / Page	2871 / 271
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 22, 2026
Property Address	903 HOLLY ST, KILL DEVIL HILLS, NC 27948-8744
Document Number	0700163613
Book / Page	2871 / 271
Instrument Date	Sep 21, 2026
Instrument	2026700163613
Transaction Type	Construction Loan
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,464.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17013 WESTERVELT CT, MOSELEY, VA 23120-1712

Mortgage

Document Number	0700163614,
Date	Sep 22, 2026
Instrument	2026700163614

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 23, 2023
Property Address	903 HOLLY ST, KILL DEVIL HILLS, NC 27948-8744
Document Number	002687/422
Book / Page	2687 / 422
Map Reference	CAB E-1 SL 373
Instrument Date	Jun 22, 2023
Instrument	700130586
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10240 HENDLEY RD APT 127, 127, MANASSAS, VA 20110-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3956 BOSTON COMMON ST, SUWANEE, GA 30024-6769

Mortgage

Document Number	0700130587
Date	Jun 23, 2023
Instrument	700130587

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 26, 2019
Property Address	903 HOLLY ST, KILL DEVIL HILLS, NC 27948-8744
Document Number	2296/808
Book / Page	2296 / 808
Instrument Date	Apr 26, 2019
Instrument	700063926
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 HOLLY ST, KILL DEVIL HILLS, NC 27948-8744

Mortgage

Document Number	002296/810
Date	Apr 26, 2019
Book Page	2296/810
Instrument	700063927

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,434.00	$448,200 (-) Land $165,400 Building $282,800	$448,200 (+69.71%) Land $165,400 Building $282,800
2025	$2,434.00 (+22.01%)	$448,200 (+69.71%) Land $165,400 Building $282,800
2023	$1,995.00 (+4.89%)	$264,100 (-) Land $83,800 Building $180,300
2022	$1,902.00	$264,100 Land $83,800 Building $180,300	$264,100 (-41.08%) Land $83,800 Building $180,300
2020			$448,200 Land $165,400 Building $282,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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