Lake County property record for 903 Harbor Ter N 32778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,140 sqft · built 1962 |
| Lot Size | 0.184 acres (8,037 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Feb 2025) |
| Tax Bill | $2,422 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-19-26-0200-000-00D00 |
| Primary APN | 32-19-26-0200-000-00D00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 8,037 sqft (0.184 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1754941 |
|---|---|
| Street Address | 903 HARBOR TERRACE TERRACE N |
| City | TAVARES |
| State | FL |
| Zip | 32778-4196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAVARES PALM DORA PARK PB 16 PG 24 LOT D & 1/5 INT IN CANAL AND PRIVATE ROADS ORB 6479 PG 1704 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 32 |
| Legal Subdivision | PALM DORA PARK |
| Legal Tract | 200 |
| Legal Lot Number | D |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30806 |
903 Harbor Ter N is owned by a company that bought it in February 2025.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 420 W MAIN ST, APOPKA, FL 32712-3452 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on File |
| Deed Sale | Feb 24, 2025 · Amount on File |
| Prior Sale | Oct 11, 1995 · Amount on File |
| Deed Document Number | 2025021507 |
| Deed Book / Page | 6479 / 1704 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125,159 Land $25,500 Building $99,659 | $125,159 Land $25,500 Building $99,659 | |
| 2024 | $2,422.00 (+4.76%) | ||
| 2023 | $2,312.00 (+3.63%) | $120,910 (-) | $120,910 (-) Land $25,500 Building $95,410 |
| 2022 | $2,231.00 | $120,910 | $120,910 Land $25,500 Building $95,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Harbor Ter N in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2013–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 Harbor Ter N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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