Cooke County property record for 903 Gladney St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1940 |
| Lot Size | 0.206 acres (8,960 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,803 (2026) |
| Deeds & Mortgages | Jan 2026 Transfer Jul 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 2455-004-00009 |
| Primary APN | 2455-004-00009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,371 sqft |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,960 sqft (0.206 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 15 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 2455-004-00009 |
|---|---|
| Street Address | 903 GLADNEY ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEE RE; BLOCK 4; LOT 9 |
| Legal Subdivision | LEE RE |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 600 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 866 COUNTY ROAD 142, WHITESBORO, TX 76273-4817 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Intrafamily Transfer, Transfer |
| Jul 24, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jan 7, 2026 |
| Property Address | 903 GLADNEY ST, GAINESVILLE, TX 76240-3619 |
| Document Number | 002757/581 |
| Book / Page | 2757 / 581 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 2026-115 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 866 COUNTY ROAD 142, WHITESBORO, TX 76273-4817 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 866 COUNTY ROAD 142, WHITESBORO, TX 76273-4817 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 903 GLADNEY ST, GAINESVILLE, TX 76240-3619 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 866 COUNTY ROAD 142, WHITESBORO, TX 76273-4817 |
| Document Number | 002592/224 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 2592/224 |
| Instrument | 2023-4940 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Max Rate | 18% |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,803.00 (+0.04%) | $133,958 (-) Land $36,467 Building $97,491 | $133,958 (-) Land $36,467 Building $97,491 |
| 2025 | $2,802.00 (+10.4%) | $133,958 (+5.94%) Land $36,467 Building $97,491 | $133,958 (+5.94%) Land $36,467 Building $97,491 |
| 2024 | $2,538.00 (+6.42%) | ||
| 2023 | $126,453 Land $33,152 Building $93,301 | $126,453 Land $33,152 Building $93,301 | |
| 2022 | $2,385.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Element8.
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