903 Gaines St, Central, SC 29630 Property Records

Pickens County property record for 903 Gaines St, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,263 sqft · built 1935
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Aug 2019)
Tax Bill	$367 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4065-08-78-9375`

Property Details

APN / Parcel Number

Primary APN	`4065-08-78-9375`
Alternative APN	`R0048877`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,263 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0048877
Street Address	903 GAINES ST
City	CENTRAL
State	SC
Zip	29630-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 12 SINGL
Legal Description	E/SIDE KENNEMORE ST PARCEL A PLAT 39/58A, PLAT 267/12B
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2033
Census Tract	11101

Owner

Source: Pickens County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 GAINES ST, CENTRAL, SC 29630-9261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Intrafamily Transfer, Transfer
Aug 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 13, 2019	Deed, Transfer · ARM SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	201912182
Deed Book / Page	2085 / 104
Prior Transfer Date	Dec 14, 2005
Prior Transfer Doc	000964/0175
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PICKENS SC
Recording Date	Aug 2, 2022
Property Address	903 GAINES ST, CENTRAL, SC 29630-9261
Document Number	0000013208
Book / Page	2432 / 161
Map Reference	MB 39 PG 58-A
Instrument Date	Jul 28, 2022
Instrument	202213208
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 GAINES ST, CENTRAL, SC 29630-9261

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS SC
Recording Date	Aug 16, 2019
Property Address	903 GAINES ST, CENTRAL, SC 29630-9261
Document Number	0000012385
Book / Page	002086 / 000224
Instrument Date	Aug 13, 2019
Instrument	12385
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 GAINES ST CENTRAL SC 296309261, CENTRAL, SC 29630-9261

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Aug 13, 2019
Property Address	903 GAINES ST, CENTRAL, SC 29630-9261
Document Number	0000012182
Book / Page	2085 / 104
Map Reference	MB 39 PG 58-A
Instrument Date	Aug 12, 2019
Instrument	201912182
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 GAINES ST, CENTRAL, SC 29630-9261

Mortgage

Document Number	0000012183
Date	Aug 13, 2019
Instrument	201912183

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Central Town
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$367.00 (+12.58%)	$3,680 (+15%) Land $740 Building $2,940	$130,500 (+63.13%) Land $26,100 Building $104,400
2024	$326.00 (-71%)	$3,200 (-33.33%) Land $640 Building $2,560	$80,000 (-) Land $16,000 Building $64,000
2023	$1,124.00 (+263.75%)	$4,800 (+5%) Land $960 Building $3,840	$80,000 (-) Land $16,000 Building $64,000
2022	$309.00	$3,200 Land $640 Building $2,560	$80,000 Land $16,000 Building $64,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRAL serves 3,495 people · EPA ID SC3910005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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