903 Frank Dr, Champaign, IL 61821 Property Records

Champaign County property record for 903 Frank Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,719 sqft · built 1968
Lot Size	0.181 acres (7,904 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2023)
Tax Bill	$4,914 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-20-15-277-024`

Property Details

APN / Parcel Number

Primary APN	`44-20-15-277-024`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,719 sqft Building Perimeter
1st Floor Area	1,719 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,904 sqft (0.181 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	903 FRANK DR
City	CHAMPAIGN
State	IL
Zip	61821-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 138 STONEGATE 5
Legal Range	08E
Legal Township	19N
Legal Section	15
Legal Subdivision	STONEGATE 5
Legal Lot Number	138
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3000
Census Tract	1201

Owner

903 Frank Dr is owned and occupied by an individual who bought it in June 2023.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	903 FRANK DR, CHAMPAIGN, IL 61821-4233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Aug 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Sep 2, 2016 · Amount on File
Deed Document Number	20237750
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 14, 2023
Property Address	903 FRANK DR, CHAMPAIGN, IL 61821-4233
Document Number	0000007750
Map Reference	DOC 762098
Instrument Date	May 25, 2023
Instrument	2023R07750
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 FRANK DR, CHAMPAIGN, IL 61821-4233

Mortgage

Document Number	0000007751
Date	Jun 14, 2023
Instrument	2023R07751

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	903 FRANK DR, CHAMPAIGN, IL 61821-4233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015055
Date	Aug 28, 2018
Instrument	2018R15055

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	7.24%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,950 Land $12,910 Building $57,040	$209,850 Land $38,730 Building $171,120
2024	$4,914.00
2022	$4,265.00 Homeowner's exemption	$52,380 Land $9,670 Building $42,710	$157,140 Land $29,010 Building $128,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 Frank Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 903 Frank Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Pavlov Media.

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