903 Engleside Ave, Joseph, OR 97846 Property Records

Wallowa County property record for 903 Engleside Ave, Joseph, OR 97846

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1993
Lot Size	0.33 acres (14,392 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2020)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2017 Mortgage + 2 more
APN	`02S4531DA 2100`

Property Details

APN / Parcel Number

Primary APN	`02S4531DA 2100`
Alternative APN	`3393`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	2,429 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Lot Area	14,392 sqft (0.33 acres)
Lot Dimensions	123 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	460 sqft
Deck Area	240 sqft

Location & Zoning

Account Number	3393
Street Address	903 ENGLESIDE AVE
City	JOSEPH
State	OR
Zip	97846-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2S R45E WM SEC 32 LOT 1-2-3 BLK 5 KNIGHTSSECOND ADD TO JOSEPH VOL 65 PG 636 1-13-72 79 139 605 CONT 5-4-79 O 583 ASSIGN 10-21-83 S 57
Legal Range	45E
Legal Township	02S
Legal Section	32
Legal Subdivision	KNIGHTSSECOND ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	WALLOWA OR
Township / Civil Division	JOSEPH
Census Block Group	1
Census Block	1106
Census Tract	960100

Owner

Source: Wallowa County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 529, JOSEPH, OR 97846-0529
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Oct 17, 2017	Deed of Trust, Mortgage · VA Mortgage UMPQUA BANK
Aug 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	0000082086
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	903 ENGLESIDE AVE, JOSEPH, OR 97846-8302
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 ENGLESIDE AVE, JOSEPH, OR 97846-8302

Mortgage

Document Number	0000084812
Date	Aug 25, 2021
Instrument	84812

Lender

Name	UMPQUA BANK
Type	Bank
Address	ENTERPRISE, OR 97828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	903 ENGLESIDE AVE, JOSEPH, OR 97846-8302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077295
Date	Oct 17, 2017
Instrument	077295

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	903 ENGLESIDE AVE, JOSEPH, OR 97846-8302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080444
Date	Aug 12, 2019
Instrument	080444

Lender

Name	UMPQUA BANK
Type	Bank
Address	ENTERPRISE, OR 97828

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLOWA OR
Recording Date	Jul 10, 2020
Property Address	903 ENGLESIDE AVE, JOSEPH, OR 97846-8302
Document Number	0000082086
Map Reference	MB I PG 549
Instrument Date	Jul 8, 2020
Instrument	82086
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 529, JOSEPH, OR 97846-0529

Mortgage

Document Number	0000082087
Date	Jul 10, 2020
Instrument	82087

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Wallowa County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Wallowa County
Municipality	Joseph City
Unified School District	Joseph School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,232.00 (+3.03%)	$263,298 (+3%) Land $66,144 Building $197,154	$429,060 (+1.94%) Land $107,620 Building $321,440
2024	$3,137.00 (+2.99%)	$255,630 (+3%) Land $64,713 Building $190,917	$420,880 (+9.7%) Land $105,730 Building $315,150
2023	$3,046.00 (+3.01%)	$248,185 (+3%) Land $71,386 Building $176,799	$383,650 (-1.75%) Land $97,120 Building $286,530
2022	$2,957.00	$240,957 Land $70,282 Building $170,675	$390,500 Land $112,320 Building $278,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 68% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JOSEPH serves 1,182 people · EPA ID OR4100414
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2019
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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