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903 Elm St, Winnetka, IL 60093 Property Records

Cook County property record for 903 Elm St, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,363 sqft · built 1918
Lot Size0.193 acres (8,415 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Nov 1996)
Tax Bill$15,533 (2023)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-20-206-019

Property Details

APN / Parcel Number

Primary APN05-20-206-019
Alternative APN
  • 05-20-206-019-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,363 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1919
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,415 sqft (0.193 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address903 ELM ST
CityWINNETKA
StateIL
Zip60093-2222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13
Legal Range13E
Legal Township42N
Legal Section20
Legal SubdivisionPROVIDENT MUTUAL ASSOCIATION
Legal Block7-12
Legal Lot Number16
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group5
Census Block5015
Census Tract800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address903 ELM ST, WINNETKA, IL 60093-2222
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 1996 · Amount on Record
Deed SaleNov 18, 1996 · Amount on Record
Prior SaleFeb 26, 1996 · Amount on Record
Deed Document Number1996653
Prior Transfer DateJul 13, 1989
Prior Transfer Doc0000000525
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address903 ELM ST, WINNETKA, IL 60093-2222
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013821102
DateMay 18, 2021
Instrument2113821102
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$73,000 (+8.96%) Land $27,349 Building $45,651$730,000 (+8.96%) Land $273,490 Building $456,510
2023$15,533.00 (+6.23%)
2022$14,622.00$66,999 Land $23,141 Building $43,858$669,990 Land $231,410 Building $438,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims14 (1980–2016)
Claims Outside the SFHA4 of 14
Most Recent ClaimJul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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