903 E Maple St, Ludington, MI 49431 Property Records

Mason County property record for 903 E Maple St, Ludington, MI 49431

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 968 sqft · built 1930
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$122,000 (May 2017)
Tax Bill$2,301 (2024)
Deeds & MortgagesApr 2024 Mortgage
Feb 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN051-353-011-00

Property Details

APN / Parcel Number

Primary APN051-353-011-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area968 sqft Living Area
1st Floor Area836 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area8,712 sqft (0.2 acres)
Garage Area672 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address903 E MAPLE ST
CityLUDINGTON
StateMI
Zip49431-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF PERE MARQUETTE E 66 FT OF S 1/2 OF LOT 11 BLOCK 3. 903 MAPLE ST.
Legal SubdivisionVILLAGE OF PERE MARQUETTE LUDI
Legal Block3
Legal Lot Number11
JurisdictionMASON MI
Township / Civil DivisionLUDINGTON
Census Block Group4
Census Block4014
Census Tract950500

Owner

Source: Mason County records · APN 051-353-011-00

Assessment roll updated July 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address903 E MAPLE ST, LUDINGTON, MI 49431-2412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2024Deed of Trust, Mortgage · Closed-End Mortgage
WEST SHORE BANK
Feb 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WEST SHORE BANK
May 30, 2017Warranty Deed, Transfer · Conventional Mortgage
WEST SHORE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2017 · Amount on Record
Deed SaleMay 30, 2017 · Amount on Record
Deed Document Number20173191
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMASON MI
Property Address903 E MAPLE ST, LUDINGTON, MI 49431-2412
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024R01828
DateApr 15, 2024
Instrument2024R01828
Lender
NameWEST SHORE BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMASON MI
Property Address903 E MAPLE ST, LUDINGTON, MI 49431-2412
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R00882
DateFeb 10, 2021
Instrument2021R00882
Lender
NameWEST SHORE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMASON MI
Recording DateMay 30, 2017
Property Address903 E MAPLE ST, LUDINGTON, MI 49431-2412
Document Number2017R03191
Instrument DateMay 26, 2017
Instrument2017R03191
Transaction TypeTransfer
Record UpdatedJul 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,049.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3160 MIDDLEBRANCH RD, MARION, MI 49665-8104

Mortgage

Document Number2017R03192
DateMay 30, 2017
Instrument2017R03192
Lender
NameWEST SHORE BANK
TypeBank
AddressLUDINGTON, MI 49431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Mason County records · Assessment roll updated July 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMason County
MunicipalityLudington City
Unified School DistrictLudington Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$91,900 (+24.69%)$183,800 (+24.69%)
2024$2,301.00
2023$73,700 Land $73,700$147,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 547 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUDINGTON
serves 8,184 people
Water SourceSurface water
Last State InspectionOct 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Maple St

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