Spokane County property record for 903 E Empire Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,340 sqft · built 1928 |
| Lot Size | 0.125 acres (5,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $313 (Aug 2025) |
| Tax Bill | $2,570 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35054.0307 |
| Primary APN | 35054.0307 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 716 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,450 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 40 sqft |
| Canopy | 40 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 903 E EMPIRE AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LIDGERWOOD PK L19 B78 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 05 |
| Legal Subdivision | LIDGERWOOD PK |
| Legal Block | 78 |
| Legal Lot Number | 19 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 1400 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 903 E EMPIRE AVE, SPOKANE, WA 99207-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 31, 2019 | Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP |
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CAROL H MCADAMS |
| May 24, 2018 | Warranty Deed, Transfer JAMES R MCGIVERN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Prior Sale | Oct 31, 2019 · Amount on Record |
| Deed Document Number | 20257436902 |
| Prior Transfer Date | Aug 15, 2025 |
| Prior Transfer Doc | 0007436902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 903 E EMPIRE AVE, SPOKANE, WA 99207-3015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0007335161 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 7335161 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 903 E EMPIRE AVE, SPOKANE, WA 99207-3015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007150681 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 7150681 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 903 E EMPIRE AVE, SPOKANE, WA 99207-3015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007291524 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 7291524 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 31, 2019 |
| Property Address | 903 E EMPIRE AVE, SPOKANE, WA 99207-3015 |
| Document Number | 0006859631 |
| Map Reference | VOL A PG 124 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 6859631 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,764.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 E EMPIRE AVE, SPOKANE, WA 99207-3015 |
| Document Number | 0006859632 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 6859632 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 903 E EMPIRE AVE, SPOKANE, WA 99207-3015 |
| Document Number | 0006718341 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 8705 N FARMDALE ST SPOKANE WA 992089146, SPOKANE, WA 99208-9146 |
| Investor | Possibly a Property Investor |
| Document Number | 0006718341 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 6718341 |
| Name | CAROL H MCADAMS |
|---|---|
| Address | 2413 W GORDON AVE, SPOKANE, WA 99205-2451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 24, 2018 |
| Property Address | 903 E EMPIRE AVE, SPOKANE, WA 99207-3015 |
| Document Number | 0006710748 |
| Instrument Date | May 23, 2018 |
| Instrument | 6710748 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,963.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8705 N FARMDALE ST SPOKANE WA 992089146, SPOKANE, WA 99208-9146 |
| Investor | Possibly a Property Investor |
| Document Number | 6710749 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 6710749 |
| Name | JAMES R MCGIVERN |
|---|---|
| Address | PO BOX 8565, SPOKANE, WA 99203-0565 |
| Amount | Amount Recorded |
|---|
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,570.00 (-0.89%) | $236,200 (-7.26%) Land $70,000 Building $166,200 | $236,200 (-7.26%) Land $70,000 Building $166,200 |
| 2025 | $2,593.00 (+3.93%) | ||
| 2024 | $254,700 (+37.23%) Land $60,000 Building $194,700 | $254,700 (+37.23%) Land $60,000 Building $194,700 | |
| 2023 | $2,495.00 (+14.71%) | $185,600 Land $35,000 Building $150,600 | $185,600 Land $35,000 Building $150,600 |
| 2022 | $2,175.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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