903 E Central St, Union City, OH 45390 Property Records

Darke County property record for 903 E Central St, Union City, OH 45390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1972
Lot Size	0.181 acres (7,867 sqft)
Owner	Individual Name on Record
Last Sale	$66,900 (Dec 2020)
Tax Bill	$804 (2025)
Deeds & Mortgages	Nov 2005 Mortgage Jun 2015 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H33-2-113-29-04-02-12600`

Property Details

APN / Parcel Number

Primary APN	`H33-2-113-29-04-02-12600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	2,050 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	7,867 sqft (0.181 acres)
Lot Dimensions	69 ft deep x 114 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	903 E CENTRAL ST
City	UNION CITY
State	OH
Zip	45390-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARCHARDS ADDN N END LOTS 503 & 502 & PT LOT 501
Legal Subdivision	ARCHARDS ADDN
Legal Lot Number	501-503
Jurisdiction	DARKE OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2034
Census Tract	510100

Owner

Source: Darke County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 E CENTRAL ST, UNION CITY, OH 45390-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2005	Deed of Trust, Mortgage CITIFINANCIAL INC
Jun 18, 2015	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Dec 11, 2020	Intrafamily Transfer, Transfer
Dec 11, 2020	Fiduciary Deed, Transfer · USDA Mortgage CALIBER HOME LOANS INC
Aug 30, 2007	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Sep 10, 2008 · Amount on Record
Deed Document Number	20208360
Deed Book / Page	544 / 1334
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	00544/1327
Record Updated	Sep 20, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	903 E CENTRAL ST, UNION CITY, OH 45390-1605
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378/00881
Date	Nov 22, 2005
Book Page	378/00881
Instrument	200500010640

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	414 S BROADWAY ST, GREENVILLE, OH 45331

Agreement

Amount	Amount Recorded
Term	182 Months
Due	Jan 11, 2021

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	903 E CENTRAL ST, UNION CITY, OH 45390-1605
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WATER ST, NEW PARIS, OH 45347-1335

Mortgage

Document Number	0488/00178
Date	Jun 18, 2015
Book Page	488/00178
Instrument	201500003555

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	HAMILTON, OH 45011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARKE OH
Recording Date	Dec 11, 2020
Property Address	903 E CENTRAL ST, UNION CITY, OH 45390-1605
Document Number	00544/1327
Book / Page	544 / 1327
Instrument Date	Dec 9, 2020
Instrument	202000008358
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	204 N VINE ST, UNION CITY, OH 45390-1629

December 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DARKE OH
Recording Date	Dec 11, 2020
Property Address	903 E CENTRAL ST, UNION CITY, OH 45390-1605
Document Number	00544/1334
Book / Page	544 / 1334
Instrument Date	Dec 9, 2020
Instrument	202000008360
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 CENTRAL AVE, GREENVILLE, OH 45331-1102

Mortgage

Document Number	202000008361
Date	Dec 11, 2020
Instrument	202000008361

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DARKE OH
Recording Date	Aug 30, 2007
Property Address	903 E CENTRAL ST, UNION CITY, OH 45390-1605
Document Number	0403/01920
Book / Page	403 / 01920
Instrument Date	Jun 8, 2007
Instrument	200700006950
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 KANSAS LN, MONROE, LA 71203-4774

Tax Assessment & Valuation

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Jackson Township
Municipality	Union City Village
Unified School District	Mississinawa Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$804.00 (-2.66%) Homeowner's exemption	$25,370 (-) Land $2,280 Building $23,090	$72,480 (-) Land $6,500 Building $65,980
2023	$826.00 Homeowner's exemption	$25,370 Land $2,280 Building $23,090	$72,480 Land $6,500 Building $65,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY VILLAGE PWS serves 1,650 people · EPA ID OH1901212
Water Source	Purchased groundwater from UNION CITY WATER WORKS
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wabash Communications Fixed Wireless	100 / 25
Watch TV Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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