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903 E 11th St, Spencer, IA 51301 Property Records

Clay County property record for 903 E 11th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,520 sqft · built 1955
Lot Size0.306 acres (13,320 sqft)
Owner2 Company Names on Record
Last Sale$1,000 (Feb 2025)
Tax Bill$3,036 (2025)
Deeds & MortgagesFeb 2025 Transfer
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN963607282007

Property Details

APN / Parcel Number

Primary APN963607282007
Alternative APN
  • 64096360728200700

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area1,088 sqft
Basement Area1,088 sqft
Finished Basement775 sqft
Unfinished Basement1,088 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area13,320 sqft (0.306 acres)
Lot Dimensions148 ft deep x 90 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area400 sqft
Patio Area260 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address903 E 11TH ST
CitySPENCER
StateIA
Zip51301-4757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6 2 GRANDVIEW
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionGRANDVIEW ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3041
Census Tract80200

Owner

Source: Clay County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4910 DUPONT AVE S, MINNEAPOLIS, MN 55419-5328
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2025Quit Claim Deed, Transfer
Quitclaim
Aug 25, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2025 · Amount on Record
Deed SaleFeb 3, 2025 · Amount on Record
Deed Document Number2025270
Deed Book / Page2025 / 270
Prior Transfer DateDec 30, 2024
Prior Transfer Doc002025/270
Record UpdatedSep 20, 2026

February 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY IA
Recording DateFeb 3, 2025
Property Address903 E 11TH ST, SPENCER, IA 51301-4757
Document Number002025/270
Book / Page2025 / 270
Instrument DateDec 20, 2024
Instrument2025 270
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4910 DUPONT AVE S, MINNEAPOLIS, MN 55419-5328

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY IA
Recording DateAug 25, 2021
Property Address903 E 11TH ST, SPENCER, IA 51301-4757
Document Number02021/2685
Book / Page2021 / 2685
Instrument DateAug 2, 2021
Instrument2021 2685
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 E 11TH ST, SPENCER, IA 51301-4757

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,036.00 Homeowner's exemption$223,130 (+11.65%) Land $36,720 Building $186,410$223,130 (+11.65%) Land $36,720 Building $186,410
2024$3,036.00 (+7.28%)
2023$199,850 (+17.89%) Land $25,700 Building $174,150$199,850 (+17.89%) Land $25,700 Building $174,150
2022$2,830.00 Homeowner's exemption$169,520 Land $25,700 Building $143,820
2021$169,520 Land $25,700 Building $143,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink, Verizon.

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