903 Downing Cir, Davenport, FL 33897 Property Records

Polk County property record for 903 Downing Cir, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 1995
Lot Size	0.152 acres (6,634 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jan 2022)
Tax Bill	$3,565 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-488054-001070`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-488054-001070`
Alternative APNs	`122526488054001070` `22526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,882 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	6,634 sqft (0.152 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Pool Area	336 sqft
Porch	Unfinished Open Porch
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	903 DOWNING CIR
City	DAVENPORT
State	FL
Zip	33897-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 107
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	LAKE DAVENPORT ESTATES WEST PHASE 01
Legal Phase	1
Legal Tract	488054
Legal Block	1
Legal Lot Number	107
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1000
Census Tract	12415

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3492 S DUFFIELD RD, LENNON, MI 48449-9418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Apr 6, 2001 · Amount on Record
Deed Document Number	202220012
Deed Book / Page	12085 / 1478
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 24, 2022
Property Address	903 DOWNING CIR, DAVENPORT, FL 33897-8530
Document Number	0000020012
Book / Page	12085 / 1478
Map Reference	MB 96 PG 35&36
Instrument Date	Jan 21, 2022
Instrument	2022020012
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	291 WESTMINSTER BLVD, 291, TURNERSVILLE, NJ 08012-1620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3492 S DUFFIELD RD, LENNON, MI 48449-9418

Mortgage

Document Number	0120851480
Date	Jan 24, 2022
Instrument	12085/1480

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,565.00 (-22.3%) Homeowner's exemption	$315,948 (+2.82%) Land $50,000 Building $265,948	$315,948 (+2.82%) Land $50,000 Building $265,948
2023	$4,588.00 (+24.71%)	$307,277 (+16.91%) Land $48,000 Building $259,277	$307,277 (+16.91%) Land $48,000 Building $259,277
2022	$3,679.00	$262,843 Land $40,000 Building $222,843	$262,843 Land $40,000 Building $222,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20