Buchanan County property record for 903 Cook Rd, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 1,862 sqft · built 1904 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,016 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2006 Mortgage + 4 more |
| APN | 03-9.0-29-000-000-107.000 |
| Primary APN | 03-9.0-29-000-000-107.000 |
|---|
| Building Area | 1,862 sqft Base Area |
|---|---|
| 1st Floor Area | 1,862 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 136 ft deep x 175 ft wide |
| Street Address | 903 COOK RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-3151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 29-58-35SESUB: LOT: BLK:LGL DESC:PT OF SW4 OF SE4 BEG 1040' E OF & 30' N OF SW COR SE4 TH N 147' 7 W 147' 7 S 147' 7 E 147' 7 |
| Legal Range | 35W |
| Legal Township | 58N |
| Legal Section | 29 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 300 |
903 Cook Rd is owned and occupied by an individual who acquired it in March 2026.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit BOKF NA |
| Dec 8, 2006 | Deed of Trust, Mortgage · Conventional Mortgage WELLS BANK OF PLATTE CITY |
| Dec 4, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 17, 2026 | Warranty Deed, Transfer PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Jun 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage BOKF NA |
| Dec 21, 2005 | Warranty Deed, Transfer · FHA Mortgage NODAWAY VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 |
| Deed Sale | Mar 17, 2026 |
| Prior Sale | Jun 26, 2023 · Amount on File |
| Deed Document Number | 20261972 |
| Deed Book / Page | 3816 / 769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Document Number | 003813/967 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 3813/967 |
| Instrument | 2025010055 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | ST JOSEPH TITLE & ABSTRACT C |
| Name | Verified Name |
|---|
| Document Number | 02955/0779 |
|---|---|
| Date | Dec 8, 2006 |
| Book Page | 2955/0779 |
| Instrument | 2006017849 |
| Name | WELLS BANK OF PLATTE CITY |
|---|---|
| Address | PLATTE CITY, MO 64079 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE AND ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 03372/0926 |
|---|---|
| Date | Dec 4, 2012 |
| Book Page | 3372/0926 |
| Instrument | 2012014736 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 17, 2026 |
| Property Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Document Number | 003816/769 |
| Book / Page | 3816 / 769 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026001972 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 26, 2023 |
| Property Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Document Number | 0003788/86 |
| Book / Page | 3788 / 86 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023004606 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Document Number | 2023004607 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023004607 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 21, 2005 |
| Property Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Document Number | 02860/0792 |
| Book / Page | 2860 / 0792 |
| Instrument Date | Dec 13, 2005 |
| Instrument | 2005019834 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | ST JOSEPH TITLE & ABSTRACT C |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 COOK RD, SAINT JOSEPH, MO 64505-3151 |
| Name | Verified Name |
|---|---|
| Address | 624 LIBERTY RD, SMITHVILLE, MO 64089-8910 |
| Document Number | 2005019835 |
|---|---|
| Date | Dec 21, 2005 |
| Instrument | 2005019835 |
| Name | NODAWAY VALLEY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 20, 2025 |
The 2025 property tax bill for 903 Cook Rd was $1,016.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,016.00 | $14,360 Land $3,800 Building $10,560 | $75,590 Land $20,000 Building $55,590 |
| 2024 | $1,016.00 (+14.54%) | ||
| 2023 | $887.00 (-0.67%) | $13,630 (-) Land $3,800 Building $9,830 | $71,720 Land $20,000 Building $51,720 |
| 2022 | $893.00 | $13,630 Land $3,800 Building $9,830 | |
| 2021 | $71,720 Land $20,000 Building $51,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 903 Cook Rd; there have been 53 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 53 (1984–2019) |
| Claims Outside the SFHA | 9 of 53 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 Cook Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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