San Diego County property record for 903 Concepcion Ave, #5, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 2,734 sqft |
| Owner | Individual Name on File |
| Last Sale | $1,075,000 (Jun 2026) |
| Tax Bill | $14,897 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-290-58-00 |
| Primary APN | 584-290-58-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 2,734 sqft Living Area |
| Street Address | 903 CONCEPCION AVE, 5 |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-4904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 6 LOT 15 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 13908 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1035 LAMBOURNE PL, OAK PARK, CA 91377-5810 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC |
| Oct 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jun 2, 2026 | Grant Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC |
| Mar 13, 2023 | Intrafamily Transfer, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO |
| Mar 13, 2023 | Grant Deed, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Mar 13, 2023 · Amount on Record |
| Deed Document Number | 2026157927 |
| Prior Transfer Date | Feb 16, 2023 |
| Prior Transfer Doc | 0000063798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 903 CONCEPCION AVE # 5, 5, SPRING VALLEY, CA 91977-4904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 39733 BENJAMIN CT, MURRIETA, CA 92563-4390 |
| Document Number | 0000104466 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2024-0104466 |
| Name | INTELLILOAN INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 903 CONCEPCION AVE # 5, 5, SPRING VALLEY, CA 91977-4904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY |
| Name | Verified Name |
|---|---|
| Address | 39733 BENJAMIN CT, MURRIETA, CA 92563-4390 |
| Document Number | 0000283087 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-0283087 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 2, 2026 |
| Property Address | 903 CONCEPCION AVE, 5, SPRING VALLEY, CA 91977-4904 |
| Document Number | 0000157927 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026157927 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119,432.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1035 LAMBOURNE PL, OAK PARK, CA 91377-5810 |
| Document Number | 0000157928, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 2026157928 |
| Name | NEXERA HOLDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 13, 2023 |
| Property Address | 903 CONCEPCION AVE # 5, 5, SPRING VALLEY, CA 91977-4904 |
| Document Number | 0000063798 |
| Map Reference | MAP 441 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023-0063798 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1587 TUSCAN SPRINGS AVE, CHULA VISTA, CA 91913-2921 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 13, 2023 |
| Property Address | 903 CONCEPCION AVE # 5, 5, SPRING VALLEY, CA 91977-4904 |
| Document Number | 0000063799 |
| Map Reference | MAP 441 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023-0063799 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 39733 BENJAMIN CT, MURRIETA, CA 92563-4390 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,167,328 (+2%) Land $477,543 Building $689,785 | |
| 2025 | $14,897.00 (+177.31%) | $1,144,440 (+214.19%) Land $468,180 Building $676,260 |
| 2023 | $5,372.00 (+411.13%) | $364,250 Land $89,250 Building $275,000 |
| 2022 | $1,051.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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