Calloway County property record for 903 Arcadia Cir, Murray, KY 42071
| Property Type | Commercial |
|---|---|
| Details | 4,896 sqft |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,000 (Nov 2025) |
| Tax Bill | $822 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-F-0002-00008 |
| Primary APN | 041-F-0002-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,896 sqft Total Area |
| Exterior Material | Concrete Block |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 83627 |
|---|---|
| Street Address | 903 ARCADIA CIR |
| City | MURRAY |
| State | KY |
| Zip | 42071-1601 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 41F-2-8 903 ARCADIA |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 10400 |
903 Arcadia Cir, a commercial property, is owned by a company that bought it in November 2025.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 96 WALDROP DR, MAYFIELD, KY 42066-4754 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Warranty Deed, Transfer · Commercial Mortgage THE MURRAY BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on File |
| Deed Sale | Nov 25, 2025 · Amount on File |
| Prior Sale | Oct 3, 2007 · Amount on File |
| Deed Document Number | 723260 |
| Deed Book / Page | 1523 / 426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Nov 25, 2025 |
| Property Address | 903 ARCADIA CIR, MURRAY, KY 42071-1601 |
| Document Number | 001523/426 |
| Book / Page | 1523 / 426 |
| Map Reference | MB 3 PG 12 SL 112 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 723260 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | HOME TEAM TITLE, HOME TEAM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 STATE ROUTE 121 N, MURRAY, KY 42071-8855 |
| Name | Verified Name |
|---|---|
| Address | 96 WALDROP DR, MAYFIELD, KY 42066-4754 |
| Document Number | 0000723261 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 723261 |
| Name | THE MURRAY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 903 ARCADIA CIR, MURRAY, KY 42071-1601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 N 6TH ST, MURRAY, KY 42071-2014 |
| Document Number | 1284/507 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 1284/507 |
| Instrument | 645259 |
| Name | THE MURRAY BANK |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 10, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 903 Arcadia Cir was $822.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $822.00 | $100,000 | $100,000 |
| 2023 | $837.00 | $100,000 | $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Arcadia Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2016–2023) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 Arcadia Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Murray Electric System Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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