903 Arbutus Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 903 Arbutus Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,792 sqft · built 1999
Lot Size	2.11 acres (92,347 sqft)
Owner	2 Individual Names on File
Last Sale	$2,750,000 (Jul 2005)
Tax Bill	$22,282 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-003-06700303`

Property Details

APN / Parcel Number

Primary APN	`02-003-06700303`
Alternative APNs	`2-003-06700303` `00306700303`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	5,792 sqft Living Area
Gross Area	7,432 sqft
1st Floor Area	2,646 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	92,347 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,640 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	440 sqft
Porch	Open Porch
Porch Area	30 sqft
Patio Area	575 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	00306700303
Street Address	903 ARBUTUS RD
City	ANNAPOLIS
State	MD
Zip	21403-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2R OR 2.126 ACRES ARBUTUS BANKS
Legal Subdivision	ARBUTUS BANKS
Legal Block	4
Legal Lot Number	2R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

903 Arbutus Rd is owned and occupied by two individuals who acquired it in October 2009.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 ARBUTUS RD, ANNAPOLIS, MD 21403-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2005 · Amount on File
Deed Sale	Jul 18, 2005 · Amount on File
Prior Sale	Nov 14, 1996 · Amount on File
Deed Document Number	200510573
Deed Book / Page	16585 / 123
Last Transfer Date	Oct 20, 2009
Transfer Doc	0216650168
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	903 ARBUTUS RD, ANNAPOLIS, MD 21403-1303
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 ARBUTUS RD, ANNAPOLIS, MD 21403-1303

Mortgage

Document Number	0375460029
Date	Sep 16, 2021
Book Page	37546/29

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 903 Arbutus Rd was $22,282 with a homeowner's exemption, up 2.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,970,700 (+14.02%) Land $962,600 Building $2,008,100	$2,970,700 (-) Land $962,600 Building $2,008,100
2025	$22,282.00 (+2.35%) Homeowner's exemption	$2,605,467	$2,970,700 Land $962,600 Building $2,008,100
2024	$21,770.00 (+6.32%)
2023	$20,475.00 Homeowner's exemption	$1,875,000 Land $962,600 Building $912,400	$1,875,000 Land $962,600 Building $912,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Arbutus Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Arbutus Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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