Shiawassee County property record for 903 Adams St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,476 sqft · built 1910 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,604 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-060-002-004-00 |
| Primary APN | 050-060-002-004-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Custom Design |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 198 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 903 ADAMS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 12 OF LOT 4 & S 12 OF E 10' OF LOT 3 BLK 2 S K BARNES ADD !MCL 211.27 (2) NONC $6 900.! |
| Legal Subdivision | S K BARNES ADD |
| Legal Block | 2 |
| Legal Lot Number | 4,3 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30400 |
903 Adams St is owned by a company that acquired it in February 2022 and is owner-occupied.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1414 CHERRYLAWN ST, OWOSSO, MI 48867-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LENDINGONE LLC |
| Feb 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 28, 2018 | Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2022 |
| Transfer Doc | 0012920895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 903 ADAMS ST, OWOSSO, MI 48867-1648 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1414 CHERRYLAWN ST, OWOSSO, MI 48867-1202 |
| Document Number | 0012940226 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 1294/226 |
| Instrument | 3358139 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 14, 2022 |
| Property Address | 903 ADAMS ST, OWOSSO, MI 48867-1648 |
| Document Number | 0012920895 |
| Book / Page | 1292 / 895 |
| Map Reference | LB U PG 963 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 3356797 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1414 CHERRYLAWN ST, 1414, OWOSSO, MI 48867-1202 |
| Name | Verified Name |
|---|---|
| Address | 1414 CHERRYLAWN ST, OWOSSO, MI 48867-1202 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 28, 2018 |
| Property Address | 903 ADAMS ST, OWOSSO, MI 48867-1648 |
| Document Number | 0012520952 |
| Book / Page | 001252 / 000952 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 3316438 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $356.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 914 ADAMS ST OWOSSO MI 488671649, OWOSSO, MI 48867-1649 |
The 2025 property tax bill for 903 Adams St was $2,604 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,400 (+7.96%) | $124,800 (+7.96%) | |
| 2025 | $2,604.00 Homeowner's exemption Additional exemption filed | $57,800 | $115,600 |
| 2023 | $2,459.00 Homeowner's exemption Additional exemption filed | $47,400 | $94,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Adams St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 903 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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