903 7th St, Carrollton, KY 41008 Property Records

Carroll County property record for 903 7th St, Carrollton, KY 41008

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Oct 2020)
Tax Bill$1,258 (2026)
Deeds & MortgagesSep 2018 Line of Credit
Oct 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC2-18-01A

Property Details

APN / Parcel Number

Primary APNC2-18-01A
Alternative APN
  • 105981

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions116 ft deep x 50 ft wide
Garage Area56 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number105981
Street Address903 7TH ST
CityCARROLLTON
StateKY
Zip41008-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionCARROLL KY
Township / Civil DivisionCARROLLTON
Census Block Group3
Census Block3016
Census Tract950200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address903 7TH ST, CARROLLTON, KY 41008-1311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2018Deed of Trust, Mortgage · Line of Credit
LISA DRODDY ETUX
Oct 26, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK
Nov 13, 2018Deed, Transfer · Conventional Mortgage
CENTURY LENDING CO
Jul 10, 2018Special Warranty Deed, Transfer
BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC
Feb 27, 2018Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2020 · Amount on Record
Deed SaleOct 26, 2020 · Amount on Record
Prior SaleOct 23, 2020 · Amount on Record
Deed Document Number2020100075
Deed Book / Page217 / 402
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL KY
Property Address903 7TH ST, CARROLLTON, KY 41008-1311
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000M246/82
DateSep 26, 2018
Book PageM246/82
Instrument95530
Lender
NameLISA DRODDY ETUX
TypePrivate Party
Address58 FOREST HILL CT, CARROLLTON, KY 41008
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 20, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL KY
Recording DateOct 26, 2020
Property Address903 7TH ST, CARROLLTON, KY 41008-1311
Document Number00D217/402
Book / PageD217 / 402
Instrument DateOct 13, 2020
Instrument100075
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9558 KY HIGHWAY 47, 9558, SANDERS, KY 41083-9612

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 7TH ST, CARROLLTON, KY 41008-1311

Mortgage

Document Number000M260315
DateOct 26, 2020
InstrumentM260/315
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL KY
Recording DateNov 13, 2018
Property Address903 7TH ST, CARROLLTON, KY 41008-1311
Document Number000D210/52
Book / PageD210 / 52
Instrument DateNov 8, 2018
Instrument95816
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$87.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address318 PORT WILLIAM LN, 318, CARROLLTON, KY 41008-9505

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address903 7TH ST, CARROLLTON, KY 41008-1311

Mortgage

Document Number00000M2478
DateNov 13, 2018
InstrumentM247/8
Lender
NameCENTURY LENDING CO
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCARROLL KY
Recording DateJul 10, 2018
Property Address903 7TH ST, CARROLLTON, KY 41008-1311
Document Number00D208/550
Book / PageD208 / 550
Instrument DateJun 26, 2018
Instrument95036
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 FOREST HILL CT, CARROLLTON, KY 41008-9637

February 2018: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionCARROLL KY
Recording DateFeb 27, 2018
Property Address903 7TH ST, CARROLLTON, KY 41008-1311
Document Number00D207/364
Book / PageD207 / 364
Instrument DateJan 22, 2018
Instrument94324
Transaction TypeForeclosure
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCarroll County
MunicipalityCarrollton City
Unified School DistrictCarroll County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,258.00 (-0.32%)$125,000 (-) Land $10,000 Building $115,000$125,000 (-) Land $10,000 Building $115,000
2025$1,262.00 (+0.4%)$125,000 (-) Land $10,000 Building $115,000$125,000 (-) Land $10,000 Building $115,000
2023$1,257.00$125,000 Land $10,000 Building $115,000$125,000 Land $10,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARROLLTON UTILITIES
serves 6,851 people · EPA ID KY0210067
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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