903 6th St, Colo, IA 50056 Property Records

Story County property record for 903 6th St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,598 sqft · built 1978
Lot Size0.465 acres (20,250 sqft)
Owner2 Individual Names on File
Tax Bill$4,144 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-08-415-440

Property Details

APN / Parcel Number

Primary APN12-08-415-440

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,598 sqft Living Area
1st Floor Area1,349 sqft
Basement Area1,349 sqft
Finished Basement924 sqft
Unfinished Basement425 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area20,250 sqft (0.465 acres)
Lot Dimensions150 ft deep x 135 ft wide
Garage TypeMixed
Garage Area1,307 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area24 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address903 6TH ST
CityCOLO
StateIA
Zip50056-1030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOSTETTER & MCCOYS ADD LOT 3 EX W145' & E1/2 LOT 4 & E1/2 N1/2 LOT 5 BLK C
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionHOSTETTER & MCCOY'S ADD
Legal BlockC
Legal Lot Number3-5
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3034
Census Tract10200

Owner

903 6th St is owned and occupied by two individuals who acquired it in October 2019.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address903 6TH ST, COLO, IA 50056-1030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS FIRST COMMUNITY CU
Nov 13, 2019Quit Claim Deed, Transfer
Quitclaim
Nov 13, 2019Quit Claim Deed, Transfer · Stand-Alone Refinance
IOWA BANKERS MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 21, 2019
Transfer Doc0000010818
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address903 6TH ST, COLO, IA 50056-1030
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202011608
DateOct 2, 2020
Instrument2020-11608
Lender
NameMEMBERS FIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 30, 2045
Interest
Rate TypeFixed Rate

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTORY IA
Recording DateNov 13, 2019
Property Address903 6TH ST, COLO, IA 50056-1030
Document Number0201910819
Instrument DateNov 5, 2019
Instrument2019-10819
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 6TH ST, COLO, IA 50056-1030

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTORY IA
Recording DateNov 13, 2019
Property Address903 6TH ST, COLO, IA 50056-1030
Document Number0201910818
Instrument DateOct 21, 2019
Instrument2019-10818
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 6TH ST, COLO, IA 50056-1030

Mortgage

Document Number0201910820
DateNov 13, 2019
Instrument2019-10820
Lender
NameIOWA BANKERS MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueDec 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 903 6th St was $4,144 with a homeowner's exemption, up 4.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,144.00 (+4.12%) Homeowner's exemption$265,200 Land $51,200 Building $214,000$265,200 Land $51,200 Building $214,000
2024$3,980.00
2023$238,000 Land $41,600 Building $196,400$238,000 Land $41,600 Building $196,400
2022$3,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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