903 2nd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 903 2nd Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Jul 2021)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1121261011`

Property Details

APN / Parcel Number

Primary APN	`1121261011`
Alternative APN	`109177`

Exterior

Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	169 ft deep x 50 ft wide

Location & Zoning

Account Number	109177
Street Address	903 2ND AVE
City	STERLING
State	IL
Zip	61081-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DNSMOR-PENGTON-COE ADD N 1/2 LOT 3 BLK 3 301600X
Legal Subdivision	DNSMOR-PENGTON-COE ADDITION
Legal Block	3
Legal Lot Number	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1000
Census Tract	1102

Owner

903 2nd Ave is owned and occupied by an individual who bought it in July 2021.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	903 2ND AVE, STERLING, IL 61081-2320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Mar 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Deed Document Number	20215338
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	0202001263
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 30, 2021
Property Address	903 2ND AVE, STERLING, IL 61081-2320
Document Number	0202105338
Instrument Date	Jul 29, 2021
Instrument	2021-05338
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3478 FRANCES AVE, FORRESTON, IL 61030-9676

Mortgage

Document Number	0202105339
Date	Jul 30, 2021
Instrument	2021-05339

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 5, 2020
Property Address	903 2ND AVE, STERLING, IL 61081-2320
Document Number	0000001263
Instrument Date	Mar 3, 2020
Instrument	1263
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	PO BOX 181 BRADFORDWOODS PA 150150181, BRADFORDWOODS, PA 15015-0181

Tax Assessment & Valuation

The 2025 property tax bill for 903 2nd Ave was $2,103.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00	$26,712 Land $3,699 Building $23,013
2024			$80,136 Land $11,097 Building $69,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 903 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000

May also be available: Rise Broadband, Verizon.

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