903 11th St W, Pipe Creek, TX 78063 Property Records

Bandera County property record for 903 11th St W, Pipe Creek, TX 78063

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1959
Lot Size	0.995 acres (43,342 sqft)
Owner	Company Name on File
Last Sale	$464,170 (Oct 2022)
Tax Bill	$9,153 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10400-00010-0012`

Property Details

APN / Parcel Number

Primary APN	`10400-00010-0012`
Alternative APN	`188616`

Interior

Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,342 sqft (0.995 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10400-00010-0012
Street Address	903 11TH ST W
City	PIPE CREEK
State	TX
Zip	78063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANDERA RNG 10 LT 1B 0.995 ACRES
Legal Subdivision	BANDERA CITY
Legal Lot Number	1B
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	2
Census Block	2053
Census Tract	400

Owner

903 11th St W is owned by a company that bought it in October 2022.

Source: Bandera County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	202 RIDGEHAVEN PL, SAN ANTONIO, TX 78209-3422
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 31, 2022	Vendor's Lien, Transfer · Commercial Mortgage THE BANK & TRUST SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Oct 20, 2015 · Amount on File
Deed Document Number	2022255700
Deed Book / Page	1292 / 297
Prior Transfer Date	Oct 16, 2015
Prior Transfer Doc	001027/413
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	903 11TH ST, PIPE CREEK, TX 78063
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001213/302
Date	Mar 12, 2021
Book Page	1213/302
Instrument	242737

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Jan 1, 2046

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Oct 31, 2022
Property Address	903 11TH ST, PIPE CREEK, TX 78063
Document Number	001292/297
Book / Page	1292 / 297
Map Reference	VOL 7 PG 155
Instrument Date	Oct 31, 2022
Instrument	255700
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	MISSION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 RIDGEHAVEN PL, SAN ANTONIO, TX 78209-3422

Mortgage

Document Number	0000255701
Date	Oct 31, 2022
Instrument	255701

Lender

Name	THE BANK & TRUST SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 31, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 903 11th St W was $9,153, up 21.3% from the year before.

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Municipality	Bandera City
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,153.00 (+21.26%)	$453,280 Land $216,710 Building $236,570	$453,280 Land $216,710 Building $236,570
2024	$7,548.00 (+212.81%)
2023	$2,413.00 Homeowner's exemption	$464,050 Land $173,370 Building $290,680	$464,050 Land $173,370 Building $290,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 11th St W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1997–2026)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 11th St W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANDERA serves 3,231 people · EPA ID TX0100012
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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