9028 State Hwy 78, Melba, ID 83641 Property Records

Owyhee County property record for 9028 State Hwy 78, Melba, ID 83641

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,760 sqft · built 2020
Lot Size	5.73 acres (249,817 sqft)
Owner	Individual Name on File
Tax Bill	$1,754 (2023)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2020 Construction Loan + 1 more
APN	`RP005210000010`

Property Details

APN / Parcel Number

Primary APN	`RP005210000010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,760 sqft Finished Area

Exterior

Year Built	Built 2020
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	249,817 sqft (5.73 acres)
Garage Type	Attached
Garage Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	9028 STATE HIGHWAY 78
City	MELBA
State	ID
Zip	83641-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 GEIGER SUBDIVISION 36 2N 4W
Legal Subdivision	GEIGER SUBDIVISION
Legal Lot Number	1
Jurisdiction	OWYHEE ID
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1001
Census Tract	950200

Owner

9028 State Hwy 78 is owned and occupied by an individual who acquired it in February 2023.

Source: Owyhee County records, as of December 25, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9028 STATE HIGHWAY 78, MELBA, ID 83641-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB TWIN FALLS ID
Mar 19, 2020	Deed of Trust, Mortgage · Construction Mortgage IDAHO CENTRAL CU
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023
Deed Sale	Feb 17, 2023
Prior Sale	Jan 30, 2020
Deed Document Number	314561
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWYHEE ID
Recording Date	Feb 17, 2023
Property Address	9028 STATE HIGHWAY 78, MELBA, ID 83641-4108
Document Number	0000314561
Map Reference	DOC 244331
Instrument Date	Feb 9, 2023
Instrument	314561
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9028 STATE HIGHWAY 78, MELBA, ID 83641-4108

Mortgage

Document Number	0000314562
Date	Feb 17, 2023
Instrument	314562

Lender

Name	FIRST FSB TWIN FALLS ID
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWYHEE ID
Property Address	9028 STATE HIGHWAY 78, MELBA, ID 83641-4108
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	302943
Date	Mar 19, 2020
Instrument	302943

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jan 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWYHEE ID
Recording Date	Jan 30, 2020
Property Address	9028 STATE HIGHWAY 78, MELBA, ID 83641-4108
Document Number	302490
Map Reference	DOC 244331
Instrument Date	Jan 28, 2020
Instrument	302490
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4339 ADAMS ST # AT, AT, GARDEN CITY, ID 83714-4851

Mortgage

Document Number	302491
Date	Jan 30, 2020
Instrument	302491

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

Source: Owyhee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Owyhee County
Unified School District	Marsing Joint School District 363 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$467,347 Land $146,247 Building $321,100	$467,347 Land $146,247 Building $321,100
2023	$1,754.00	$455,369 (-) Land $126,579 Building $328,790	$455,369 (-) Land $126,579 Building $328,790
2022		$455,369 Land $126,579 Building $328,790	$455,369 Land $126,579 Building $328,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 9028 State Hwy 78.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9028 State Hwy 78 is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Cambridge Telephone Company.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 78

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