9025 Harding Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 9025 Harding Ave, Surfside, FL 33154

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 8 ba · 5,094 sqft · built 1954
Lot Size	0.13 acres (5,650 sqft)
Owner	Company Name on Record
Last Sale	$2,200,000 (May 2015)
Tax Bill	$17,469 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-2235-001-0370`

Property Details

APN / Parcel Number

Primary APN	`14-2235-001-0370`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Units	12 Units
Stories	2 Stories
Building Area	5,094 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Multi-Family
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete Block
Lot Area	5,650 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50 ft wide

Location & Zoning

Street Address	9025 HARDING AVE
City	SURFSIDE
State	FL
Zip	33154-3272
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	5700
Legal Description	34-35 52 42 ALTOS DEL MAR NO 4PB 10-63 LOT 15BLK 4 LOT SIZE 50.000 X 113 OR 13645-449-50 0388 2
Legal Range	42E
Legal Township	52S
Legal Section	35
Legal Subdivision	ALTOS DEL MAR NO 4
Legal Block	4
Legal Lot Number	15
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	3
Census Block	3025
Census Tract	3804

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7601 E TREASURE DR, 9, NORTH BAY VILLAGE, FL 33141-4381
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage RELIABLE BUILDING LLC
Oct 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage NEW WAVE LOANS RESIDENTIAL LLC
Jan 25, 2019	Grant Deed, Mortgage PROFESSIONAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2015 · Amount on Record
Deed Sale	May 4, 2015 · Amount on Record
Deed Document Number	2015284427
Deed Book / Page	29602 / 1644
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Jul 16, 2026
Property Address	9025 HARDING AVE, SURFSIDE, FL 33154-3272
Document Number	0000484607
Book / Page	35400 / 2856
Instrument Date	Jun 16, 2026
Instrument	2026484607
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000484607,
Date	Jul 16, 2026
Book Page	35400/2856
Instrument	2026484607

Lender

Name	RELIABLE BUILDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9025 HARDING AVE, SURFSIDE, FL 33154-3272
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000822288
Date	Oct 27, 2022
Book Page	33441/1530
Instrument	2022R0822288

Lender

Name	NEW WAVE LOANS RESIDENTIAL LLC
Type	Mortgage Company
Address	MIAMI, FL 33179

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	Jan 25, 2019
Property Address	9025 HARDING AVE, SURFSIDE, FL 33154-3272
Book / Page	031301 / 004483
Instrument Date	Jan 16, 2019
Instrument	48952
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2645 NE 207TH ST AVENTURA FL 331801149, AVENTURA, FL 33180-1149

Mortgage

Document Number	0000048952
Date	Jan 25, 2019
Book Page	031301/004483
Instrument	48952

Lender

Name	PROFESSIONAL BK
Type	Bank
Address	396 ALHAMBRA CIR # 255, CORAL GABLES, FL 33134-5045

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,469.00 (+9.39%)	$640,780 (-54.7%)	$1,275,000 (-9.86%) Land $838,750 Building $436,250
2023	$15,970.00 (+63.96%)	$1,414,488 (+149.2%) Land $779,712 Building $634,776	$1,414,488 (+149.2%) Land $779,712 Building $634,776
2022	$9,740.00	$567,613 Land $565,117 Building $2,496	$567,613 Land $565,117 Building $2,496

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 178 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	601 units insured incl. 423 condo units
Nearby Flood Claims	79 (1979–2024)
Claims Outside the SFHA	3 of 79
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 13 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Hotwire Communications, Xfinity.

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