9023 Wiseman Rd, Tower, MN 55790 Property Records

St. Louis County property record for 9023 Wiseman Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 800 sqft · built 2016
Lot Size	40.1 acres (1,749,805 sqft)
Owner	Individual Name on File
Tax Bill	$1,554 (2026)
Deeds & Mortgages	Jun 2020 Loan Modification Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`410-0010-01110`

Property Details

APN / Parcel Number

Primary APN	`410-0010-01110`
Alternative APN	`122021`

Interior

Bedrooms	2 Beds
Total Rooms	2 Rooms
Stories	1 Story
Building Area	800 sqft Gross Area
1st Floor Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,749,805 sqft (40.1 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Patio
Porch Area	400 sqft
Cabin	448 sqft
Storage Building	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	122021
Street Address	9023 WISEMAN RD
City	TOWER
State	MN
Zip	55790-8534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	LOT 4 SERIAL #
Legal Range	15W
Legal Township	61N
Legal Section	07
Legal Subdivision	KUGLER TOWN OF
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	KUGLER
Census Block Group	2
Census Block	2074
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9047 WISEMAN RD, TOWER, MN 55790-8534
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Loan Modification, Mortgage FRANDSEN BK&TR
Jun 5, 2017	Loan Modification, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 12, 2015
Transfer Doc	0001262860
Record Updated	Sep 20, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	9023 WISEMAN RD, TOWER, MN 55790-8534
Document Number	00A1382846
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9047 WISEMAN RD TOWER MN 557908534, TOWER, MN 55790-8534

Mortgage

Document Number	00A1382846
Date	Jun 18, 2020
Instrument	A1382846

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	TOWER, MN 55790

Agreement

Term	36 Months
Due	Jun 17, 2023

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	9023 WISEMAN RD, TOWER, MN 55790-8534
Document Number	00A1311652
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	00A1311652
Date	Jun 21, 2017
Instrument	A1311652

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	TOWER, MN 55790

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jun 20, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Kugler Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,554.00 (+4.44%)
2025	$1,488.00 (+14.64%)	$165,200 (+10.72%) Land $43,400 Building $121,800	$165,200 (+10.72%) Land $43,400 Building $121,800
2024	$1,298.00	$149,200 (+20.13%) Land $39,600 Building $109,600	$149,200 (+20.13%) Land $39,600 Building $109,600
2022		$124,200 Land $32,500 Building $91,700	$124,200 Land $32,500 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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