9021 Kellogg Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 9021 Kellogg Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,580 sqft
Lot Size	0.672 acres (29,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,500 (Jun 1999)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-165-001-023`

Property Details

APN / Parcel Number

Primary APN	`10-165-001-023`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	1,627 sqft
1st Floor Area	1,627 sqft
Basement Area	1,580 sqft
Unfinished Basement	1,580 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	29,304 sqft (0.672 acres)
Lot Width	199 ft Width
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9021 KELLOGG DR
City	READING
State	MI
Zip	49274-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 22 & 23 HEMLOCK SANDY SHORES SEC 5 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	HEMLOCK SANDY SHORES
Legal Lot Number	22,23
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2037
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9021 KELLOGG DR, READING, MI 49274-9204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Jan 8, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 1999 · Amount on Record
Deed Sale	Jun 16, 1999 · Amount on Record
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9021 KELLOGG DR, READING, MI 49274-9204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1783/324
Date	Jan 6, 2021
Book Page	1783/324

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9021 KELLOGG DR, READING, MI 49274-9204
Transaction Type	Mortgage
Record Updated	Mar 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1753/429
Date	Mar 2, 2020
Book Page	1753/429

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Feb 24, 2025

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9021 KELLOGG DR, READING, MI 49274-9204
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1711/0983
Date	Jan 8, 2019
Book Page	1711/0983

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 2, 2024

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,000 (+12.82%)	$276,611 (+12.87%) Land $22,100 Building $254,511
2025	$2,461.00 (+20.93%)
2023		$123,200	$245,064 Land $22,100 Building $222,964
2021	$2,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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