9020 Philly Ct, Union, KY 41091 Property Records

Boone County property record for 9020 Philly Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2018
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2021)
Tax Bill	$4,545 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-14-022.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-14-022.00`
Alternative APN	`49945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Finished Area

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	9020 PHILLY CT
City	UNION
State	KY
Zip	41091-8758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SEC 2 ALSON PLACE
Legal Subdivision	ALSON PLACE SUB SEC 2
Legal Lot Number	22
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	4
Census Block	4000
Census Tract	70318

Owner

Source: Boone County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9020 PHILLY CT, UNION, KY 41091-8758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC
	Deed of Trust, Mortgage HARMONY TITLE AGENCY
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORY MORTGAGE LLC
Jul 17, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY COMMUNITY BANK
Feb 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	854159
Deed Book / Page	D1177 / 663
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Nov 17, 2021
Property Address	9020 PHILLY CT, UNION, KY 41091-8758
Document Number	D1177/663
Book / Page	D1177 / 663
Map Reference	CAB 5 SL 792
Instrument Date	Nov 12, 2021
Instrument	854159
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20360 ALPINE DR, 20360, LAWRENCEBURG, IN 47025-9092

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9020 PHILLY CT, UNION, KY 41091-8758

Mortgage

Document Number	854160
Date	Nov 17, 2021
Instrument	854160

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9020 PHILLY CT, UNION, KY 41091-8758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HARMONY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9020 PHILLY CT, UNION, KY 41091-8758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4351/416
Date	Sep 25, 2020
Book Page	M4351/416
Instrument	813533

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Jul 17, 2018
Property Address	9020 PHILLY CT, UNION, KY 41091-8758
Document Number	D1111/653
Book / Page	D1111 / 653
Map Reference	CAB 5 SL 792
Instrument Date	Jul 6, 2018
Instrument	755372
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 100, 3940, ERLANGER, KY 41018-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9020 PHILLY CT, UNION, KY 41091-8758

Mortgage

Document Number	755373
Date	Jul 17, 2018
Instrument	755373

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Feb 22, 2018
Property Address	9020 PHILLY CT, UNION, KY 41091-8758
Document Number	D1103/777
Book / Page	D1103 / 777
Map Reference	CAB 5 SL 792
Instrument Date	Feb 15, 2018
Instrument	745587
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10847 OMAHA TRCE, 10847, UNION, KY 41091-9080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 100, 100, ERLANGER, KY 41018-1025
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,545.00 (-1.77%)	$400,000 (-) Land $57,500 Building $342,500
2024			$400,000 (-) Land $57,500 Building $342,500
2023	$4,627.00 (+3.05%)	$400,000 (-) Land $57,500 Building $342,500	$400,000 (-) Land $57,500 Building $342,500
2022	$4,490.00	$400,000 Land $57,500 Building $342,500	$400,000 Land $57,500 Building $342,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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