902 Winterhaven Cir, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 902 Winterhaven Cir, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,432 sqft · built 1968
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$524,000 (Mar 2026)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-295-03528405`

Property Details

APN / Parcel Number

Primary APN	`04-295-03528405`
Alternative APNs	`4-295-03528405` `29503528405`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	982 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29503528405
Street Address	902 WINTERHAVEN CIR
City	GAMBRILLS
State	MD
Zip	21054-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 21 SC 2 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	3
Legal Lot Number	21
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3012
Census Tract	740800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 WINTERHAVEN CIR, GAMBRILLS, MD 21054-1210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Nov 21, 2025	Deed, Transfer · Commercial Mortgage MWC WB SPV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Nov 21, 2025 · Amount on Record
Deed Book / Page	42212 / 201
Prior Transfer Date	Mar 20, 2026
Prior Transfer Doc	4221000201
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 31, 2026
Property Address	902 WINTERHAVEN CIR, GAMBRILLS, MD 21054-1210
Document Number	0422120201
Book / Page	42212 / 201
Map Reference	MB 37 PL 13
Instrument Date	Mar 20, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2026
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	902 WINTERHAVEN CIR, GAMBRILLS, MD 21054-1210

Mortgage

Document Number	0042212207
Date	Mar 31, 2026
Instrument	42212/207

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 21, 2025
Property Address	902 WINTERHAVEN CIR, GAMBRILLS, MD 21054-1210
Document Number	0418510232
Book / Page	41851 / 232
Map Reference	MB 37 PL 13
Instrument Date	Nov 10, 2025
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1529 ETON WAY, CROFTON, MD 21114-1524

Mortgage

Document Number	0041851237
Date	Nov 21, 2025
Instrument	41851/237

Lender

Name	MWC WB SPV LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,800 (+6.9%)	$439,000 (+20.7%) Land $291,000 Building $148,000
2025	$2,998.00 (+2.22%) Homeowner's exemption	$363,700 (+7.91%) Land $228,000 Building $135,700	$363,700 (-) Land $228,000 Building $135,700
2024	$2,933.00 (+23.81%)
2023	$2,369.00 Homeowner's exemption	$337,033	$363,700 Land $228,000 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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