902 Whispering Meadows Ct, Nooksack, WA 98276 Property Records

Whatcom County property record for 902 Whispering Meadows Ct, Nooksack, WA 98276

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,153 sqft · built 2018
Lot Size	0.199 acres (8,686 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jun 2019)
Tax Bill	$4,998 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`562509`

Property Details

APN / Parcel Number

Primary APN	`562509`
Alternative APNs	`400429 397438 0000` `184952`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,153 sqft Living Area
1st Floor Area	869 sqft
2nd Floor Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,686 sqft (0.199 acres)
Garage Type	Built-in
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	562509
Street Address	902 WHISPERING MEADOWS CT
City	NOOKSACK
State	WA
Zip	98276-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	WHISPERING MEADOWS NOOKSACK PHASE I LOT 29
Legal Range	04
Legal Township	40
Legal Section	29
Legal Subdivision	WHISPERING MEADOWS NOOKSACK PHASE I
Legal Phase	1
Legal Lot Number	29
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2032
Census Tract	10201

Owner

902 Whispering Meadows Ct is owned and occupied by two individuals who bought it in June 2019.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 WHISPERING MEADOWS CT, NOOKSACK, WA 98276-4022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage UMPQUA BANK
Sep 30, 2019	Loan Modification, Mortgage BANNER BK
Jun 28, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Deed Document Number	2019-0603678
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	902 WHISPERING MEADOWS CT, NOOKSACK, WA 98276-4022
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000702390
Date	Jul 15, 2021
Instrument	2021-0702390

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97223

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 1, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Recording Date	Sep 30, 2019
Property Address	902 WHISPERING MEADOWS CT, NOOKSACK, WA 98276-4022
Instrument Date	Sep 16, 2019
Instrument	903854
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5400 BLUE SKY WAY FERNDALE WA 982485601, FERNDALE, WA 98248-5601

Mortgage

Document Number	2190903854
Date	Sep 30, 2019
Instrument	903854

Lender

Name	BANNER BK
Type	Bank
Address	1600 CORNWALL AVE, BELLINGHAM, WA 98225-4633

Agreement

Amount	Amount on Record

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 28, 2019
Property Address	902 WHISPERING MEADOWS CT, NOOKSACK, WA 98276-4022
Document Number	2190603678
Instrument Date	Jun 24, 2019
Instrument	603678
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,502.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	902 WHISPERING MEADOWS CT NOOKSACK WA 982764022, NOOKSACK, WA 98276-4022

Mortgage

Document Number	2190603679
Date	Jun 28, 2019
Instrument	603679

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 902 Whispering Meadows Ct was $4,998.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Nooksack City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,998.00	$547,615 Land $188,100 Building $359,515	$547,615 Land $188,100 Building $359,515
2022		$511,139 Land $124,096 Building $387,043	$511,139 Land $124,096 Building $387,043
2021	$4,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Whispering Meadows Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (2015–2025)
Claims Outside the SFHA	24 of 60
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Whispering Meadows Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOOKSACK WATER DEPT serves 2,427 people · EPA ID WA5359800
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Pogozone powered by Neubeam, Verizon.

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