902 Western Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 902 Western Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 940 sqft · built 1940
Lot Size0.165 acres (7,205 sqft)
OwnerCompany Name on Record
Last Sale$84,000 (Jun 2014)
Tax Bill$2,426 (2025)
Deeds & MortgagesDec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN8913-35-128-002

Property Details

APN / Parcel Number

Primary APN8913-35-128-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area940 sqft Living Area
1st Floor Area940 sqft
Basement Area940 sqft
Finished Basement300 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,205 sqft (0.165 acres)
Lot Dimensions131 ft deep x 55 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area112 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address902 WESTERN AVE
CityWATERLOO
StateIA
Zip50702-3036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALTIMORE ADDITION LOT 1 BLK 1
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionBALTIMORE ADDITION
Legal Block1
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1001
Census Tract1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 254, WATERLOO, IA 50704-0254
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2014 · Amount on Record
Deed SaleJun 24, 2014 · Amount on Record
Deed Document Number201422874
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address902 WESTERN AVE, WATERLOO, IA 50702-3036
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202000011451
DateDec 23, 2019
Instrument20202000011451
Lender
NameGREAT WESTERN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,426.00 (+0.83%)$118,890 (+7.16%) Land $17,520 Building $101,370$118,890 (+7.16%) Land $17,520 Building $101,370
2024$2,406.00 (+24.79%)
2023$110,950 (+26.4%) Land $17,520 Building $93,430$110,950 (+26.4%) Land $17,520 Building $93,430
2022$1,928.00$87,780 Land $17,520 Building $70,260
2021$87,780 Land $17,520 Building $70,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on Western Ave

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