Union County property record for 902 Waterview Ln, Monroe, NC 28110 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,957 sqft · built 1997 |
| Lot Size | 1.37 acres (59,895 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $915,000 (Jul 2022) |
| Tax Bill | $8,063 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-102-025 |
| Primary APN | 09-102-025 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,957 sqft Living Area |
| Gross Area | 5,922 sqft |
| Basement Area | 1,433 sqft |
| Unfinished Basement | 1,433 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 59,895 sqft (1.37 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 902 WATERVIEW LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #17 VILLAGE LAKE OPCC897 |
| Legal Subdivision | VILLAGE LAKE |
| Legal Lot Number | 17 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20601 |
Source: Union County records · APN 09-102-025
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 WATERVIEW LN, MONROE, NC 28110-9668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2022 · Amount on Record |
| Deed Sale | Jul 07, 2022 · Amount on Record |
| Prior Sale | Aug 03, 2012 · Amount on Record |
| Deed Document Number | 202224346 |
| Deed Book / Page | 8520 / 94 |
| Prior Transfer Date | May 17, 2022 |
| Prior Transfer Doc | 0000021460 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 07, 2022 |
| Property Address | 902 WATERVIEW LN, MONROE, NC 28110-9668 |
| Document Number | 0000852094 |
| Book / Page | 8520 / 94 |
| Map Reference | CAB C FILE 897 |
| Instrument Date | Jul 07, 2022 |
| Instrument | 24346 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | MOREHEAD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 WATERVIEW LN, MONROE, NC 28110-9668 |
| Document Number | 0000024347 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 24347 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 902 WATERVIEW LN, MONROE, NC 28110-9668 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 8109145 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 8109/145 |
| Instrument | 24161 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.95% |
| Index | 5-Year CMT |
| Max Rate | 8.95% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,063.00 (+26.14%) | $883,800 (+50.77%) Land $194,000 Building $689,800 | $883,800 (+50.77%) Land $194,000 Building $689,800 |
| 2023 | $6,392.00 | $586,200 Land $153,000 Building $433,200 | $586,200 Land $153,000 Building $433,200 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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