902 W Spring St, South Elgin, IL 60177 Property Records

Kane County property record for 902 W Spring St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$220,000 (Jan 2023)
Tax Bill$4,494 (2022)
Deeds & MortgagesJan 2023 Sale & Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-34-224-057

Property Details

APN / Parcel Number

Primary APN06-34-224-057

Location & Zoning

Street Address902 W SPRING ST
CitySOUTH ELGIN
StateIL
Zip60177-1428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEVINE BROS SUB UNIT 2 - LOT 30 (EX THAT PART LYING ELY OF A LINE MEAS 39.69 FT WLY OF THE NE CORNER ALONG THE NLY LINE AND
Legal Range08E
Legal Township41N
Legal Section34
Legal SubdivisionLEVINE BROS SUB
Legal Lot Number30
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1002
Census Tract851801

Owner

Source: Kane County records, as of May 6, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address902 W SPRING ST, SOUTH ELGIN, IL 60177-1428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Oct 29, 2021Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2023 · Amount on Record
Deed SaleJan 24, 2023 · Amount on Record
Prior SaleJul 27, 1999 · Amount on Record
Deed Document Number2023K002473
Record UpdatedJun 7, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 24, 2023
Property Address902 W SPRING ST, SOUTH ELGIN, IL 60177-1428
Document Number0000002473
Instrument DateJan 6, 2023
Instrument2023K002473
Transaction TypeTransfer
Record UpdatedFeb 3, 2023
Title CompanyNOT AVAILABLE, CT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17N376 HARMONY RD, HAMPSHIRE, IL 60140-8311

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address902 W SPRING ST, SOUTH ELGIN, IL 60177-1428

Mortgage

Document Number0000002474
DateJan 24, 2023
Instrument2023K002474
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeFixed Rate
Rate6.62%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 29, 2021
Property Address902 W SPRING ST, SOUTH ELGIN, IL 60177-1428
Document Number0000081712
Instrument DateOct 13, 2021
Instrument2021K081712
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address17N376 HARMONY RD, 17N376, HAMPSHIRE, IL 60140-8311

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address900 W SPRING ST, SOUTH ELGIN, IL 60177-1428

Mortgage

Document Number0000081713
DateOct 29, 2021
Instrument2021K081713
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$4,494.00 (+5.69%)$52,231 (+6.96%) Land $9,745 Building $42,486$156,693 (+6.96%) Land $29,235 Building $127,458
2021$4,252.00$48,832 Land $9,111 Building $39,721$146,496 Land $27,333 Building $119,163

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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