902 W Outer Dr, Oak Ridge, TN 37830 Property Records

Anderson County property record for 902 W Outer Dr, Oak Ridge, TN 37830

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,004 sqft · built 1961
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Jan 2019)
Tax Bill	$1,500 (2024)
Deeds & Mortgages	Mar 2018 Mortgage Sep 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`104C-B-007.00`

Property Details

APN / Parcel Number

Primary APN	`104C-B-007.00`
Alternative APNs	`02098N B 104C 007.00 000` `02098NB104C00700` `001104C B 00700`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,004 sqft Living Area
Gross Area	3,764 sqft
1st Floor Area	1,554 sqft
Basement Area	1,830 sqft
Finished Basement	1,450 sqft
Unfinished Basement	380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	380 sqft
Deck Area	247 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	902 W OUTER DR
City	OAK RIDGE
State	TN
Zip	37830-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK: A04 LOT: 4
Legal Subdivision	BLOCK 0A04 LOT 0004
Legal Block	A04
Legal Lot Number	4
Jurisdiction	ANDERSON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2034
Census Tract	21002

Owner

Source: Anderson County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 W OUTER DR, OAK RIDGE, TN 37830-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 9, 2019	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jan 4, 2019	Warranty Deed, Transfer · VA Mortgage USAA
May 15, 2017	Loan Modification, Mortgage TNBANK
Jan 30, 2017	Trustee's Deed, Construction Loan · Line of Credit TNBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	201975
Deed Book / Page	1693 / 1548
Prior Transfer Date	Jul 10, 2013
Prior Transfer Doc	15852019
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	902 W OUTER DR, OAK RIDGE, TN 37830-8232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16752100
Date	Mar 1, 2018
Book Page	1675/2100
Instrument	18001772

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	902 W OUTER DR, OAK RIDGE, TN 37830-8232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17081165
Date	Sep 9, 2019
Book Page	1708/1165
Instrument	19007931

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049
Prepayment Penalty	00 Months

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	902 W OUTER DR, OAK RIDGE, TN 37830-8232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17291993
Date	Jul 8, 2020
Book Page	1729/1993
Instrument	20006300

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Dec 1, 2020
Property Address	902 W OUTER DR, OAK RIDGE, TN 37830-8232
Document Number	0017421608
Book / Page	1742 / 1608
Map Reference	CAB 1 SL 129-C
Instrument Date	Dec 1, 2020
Instrument	20012046
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 W OUTER DR, OAK RIDGE, TN 37830-8232

Mortgage

Document Number	0020012047
Date	Dec 1, 2020
Instrument	20012047

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Jan 4, 2019
Property Address	902 W OUTER DR, OAK RIDGE, TN 37830-8232
Document Number	16931548
Book / Page	001693 / 001548
Instrument Date	Dec 31, 2018
Instrument	75
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$887.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 W OUTER DR OAK RIDGE TN 378308232, OAK RIDGE, TN 37830-8232

Mortgage

Document Number	16931550
Date	Jan 4, 2019
Book Page	001693/001550
Instrument	76

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANDERSON TN
Property Address	902 W OUTER DR, OAK RIDGE, TN 37830-8232
Document Number	16591611
Book / Page	001659 / 001611
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 W OUTER DR OAK RIDGE TN 378308232, OAK RIDGE, TN 37830-8232

Mortgage

Document Number	16591611
Date	May 22, 2017
Book Page	001659/001611
Instrument	4179

Lender

Name	TNBANK
Type	Bank
Address	OAK RIDGE, TN 37830

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 21, 2018

Interest

Rate Type	Adjustable Rate

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ANDERSON TN
Recording Date	Jan 30, 2017
Property Address	902 W OUTER DR, OAK RIDGE, TN 37830-8232
Book / Page	001653 / 001385
Instrument Date	Jan 30, 2017
Instrument	810
Transaction Type	Construction Loan
Record Updated	Feb 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 ROYAL TROON CIR OAK RIDGE TN 378309020, OAK RIDGE, TN 37830-9020

Mortgage

Document Number	16531385
Date	Jan 30, 2017
Book Page	001653/001385
Instrument	810

Lender

Name	TNBANK
Type	Bank
Address	OAK RIDGE, TN 37830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Municipality	Oak Ridge City
Unified School District	Oak Ridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,225 (+80.47%) Land $22,650 Building $87,575	$440,900 (+80.47%) Land $90,600 Building $350,300
2024	$1,500.00
2023		$61,075 Land $11,300 Building $49,775
2020			$244,300 Land $45,200 Building $199,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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